12909 Glen Mill Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 12909 Glen Mill Rd, Potomac, MD 20854

Property Summary

Property TypeSingle Family Home
Details9.5 ba · 10,970 sqft · built 2019
Lot Size0.948 acres (41,306 sqft)
Owner2 Individual Names on Record
Last Sale$10,000 (Dec 2011)
Tax Bill$27,003 (2025)
Deeds & MortgagesJun 2026 Mortgage
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-00078601

Property Details

APN / Parcel Number

Primary APN04-00078601
Alternative APN
  • 00078601

Interior

Full Baths9.5 Baths
Half Baths3 Half Baths
Stories2 Stories
Building Area10,970 sqft Living Area
Gross Area11,910 sqft
1st Floor Area4,261 sqft
Basement Area2,980 sqft
Finished Basement2,980 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleBi-Level
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area41,306 sqft (0.948 acres)
Garage TypeAttached
Garage Area940 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area720 sqft
PorchOpen Porch
Porch Area75 sqft
Deck Area75 sqft
Patio Area890 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00078601
Street Address12909 GLEN MILL RD
CityPOTOMAC
StateMD
Zip20854-6312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE1
Legal DescriptionGLEN HILLS DENNIS SI MMONS ADD
Legal SubdivisionOUTLOT A GLEN HILLS
Legal BlockA
Legal Lot Number4
JurisdictionMONTGOMERY MD
Township / Civil Division4
Census Block Group1
Census Block1035
Census Tract701220

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12909 GLEN MILL RD, POTOMAC, MD 20854-6312
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL BK NA
Dec 17, 2021Deed of Trust, Mortgage · SBA Mortgage
FIRST BUSINESS BANK
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
May 18, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2011 · Amount on Record
Deed SaleDec 20, 2011 · Amount on Record
Deed Book / Page42895 / 371
Last Transfer DateMay 19, 2014
Transfer Doc0487220286
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Recording DateJun 10, 2026
Property Address12909 GLEN MILL RD, POTOMAC, MD 20854-6312
Document Number7059000420
Book / Page70594 / 420
Instrument DateMay 22, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address12909 GLEN MILL RD, POTOMAC, MD 20854-6312

Mortgage

Document Number7059000420,
DateJun 10, 2026
Book Page70594/420
Lender
NameCAPITAL BK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.23%
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12909 GLEN MILL RD, POTOMAC, MD 20854-6312
Transaction TypeMortgage
Record UpdatedJan 4, 2022
Title CompanyCITIZENS TITLE COMPANY, CITIZENS TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12909 GLEN MILL RD, POTOMAC, MD 20854-6312

Mortgage

Document Number0648540006
DateDec 17, 2021
Book Page64854/6
Lender
NameFIRST BUSINESS BANK
TypeBank
AddressMADISON, WI 53719
Agreement
TypeSBA Mortgage
AmountAmount Recorded

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12909 GLEN MILL RD, POTOMAC, MD 20854-6312
Transaction TypeMortgage
Record UpdatedOct 4, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0640650230
DateSep 20, 2021
Book Page64065/230
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12909 GLEN MILL RD, POTOMAC, MD 20854-6312
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0560350256
DateMay 18, 2018
Book Page56035/256
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueMar 30, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,453,700 (+7.02%) Land $523,200 Building $1,930,500$2,453,700 (-) Land $523,200 Building $1,930,500
2025$27,003.00 (+4.93%)$2,292,767 (+16.33%)$2,453,700 (+24.5%) Land $523,200 Building $1,930,500
2024$25,734.00 (+16.04%)
2023$1,970,900 Land $498,400 Building $1,472,500$1,970,900 Land $498,400 Building $1,472,500
2022$22,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1979–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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