12909 E 91st St N, Owasso, OK 74055 Property Records

Tulsa County property record for 12909 E 91st St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,522 sqft · built 1994
Lot Size	0.251 acres (10,934 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Apr 2022)
Tax Bill	$4,208 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`61043-14-21-41410`

Property Details

APN / Parcel Number

Primary APN	`61043-14-21-41410`
Alternative APN	`R61043142141410`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,522 sqft Living Area
Gross Area	5,044 sqft
1st Floor Area	2,522 sqft
Basement Area	2,522 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,934 sqft (0.251 acres)
Garage Area	716 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	135 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61043142141410
Street Address	12909 E 91ST ST N
City	OWASSO
State	OK
Zip	74055-4768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	LT 3 BLK 1
Legal Range	14E
Legal Township	21N
Legal Section	21
Legal Subdivision	CAMDEN PARK
Legal Block	1
Legal Lot Number	3
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	1
Census Block	1003
Census Tract	5812

Owner

Source: Tulsa County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 397, OWASSO, OK 74055-0397
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2017	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP
Apr 20, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Apr 20, 2022	Affidavit of Death of Joint Tenant, Transfer FIRST AMERICAN TITLE
Dec 9, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Prior Sale	Apr 8, 2008 · Amount on Record
Deed Document Number	202241159
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	12909 E 91ST ST N, OWASSO, OK 74055-4768
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088569
Date	Sep 25, 2017
Instrument	2017088569

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	OWINGS MILLS, MD 21117

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Apr 20, 2022
Property Address	12909 E 91ST ST N, OWASSO, OK 74055-4768
Document Number	0000041159
Map Reference	PL 4969
Instrument Date	Apr 14, 2022
Instrument	2022041159
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12150 E 96TH ST N STE 100, 100, OWASSO, OK 74055-5339

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	TULSA OK
Recording Date	Apr 20, 2022
Property Address	12909 E 91ST ST N, OWASSO, OK 74055-4768
Document Number	0000041158
Instrument Date	Apr 14, 2022
Instrument	2022041158
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	12909 E 91ST ST N, OWASSO, OK 74055-4768
Document Number	0000008837
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	May 18, 2021
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12909 E 91ST ST N OWASSO OK 740554768, OWASSO, OK 74055-4768

Mortgage

Document Number	0000008837
Date	Jan 29, 2020
Instrument	8837

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,208.00 (+9.02%)	$37,346 (+5.72%) Land $2,737 Building $34,609	$343,900 (+7.08%) Land $25,200 Building $318,700
2023	$3,860.00 (+77.55%)	$35,326 (+77.48%) Land $2,772 Building $32,554	$321,149 (+45.81%) Land $25,200 Building $295,949
2022	$2,174.00 Homeowner's exemption	$19,904 Land $2,278 Building $17,626	$220,258 Land $25,200 Building $195,058

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWASSO serves 23,000 people · EPA ID OK3007218
Water Source	Purchased surface water from TULSA
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: The Junction Internet.

Nearby Properties on E 91st St N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures