12909 Bond Pl, Saint Louis, MO 63127 Property Records

St. Louis County property record for 12909 Bond Pl, Saint Louis, MO 63127

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,624 sqft · built 1937
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Mar 2018)
Tax Bill	$4,819 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27N-61-0115`

Property Details

APN / Parcel Number

Primary APN	`27N-61-0115`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,624 sqft Living Area
Gross Area	3,060 sqft
1st Floor Area	896 sqft
Basement Area	364 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	250 ft deep x 81 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Deck Area	170 sqft
Patio Area	360 sqft
Balcony Area	22 sqft
Poultry House	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12909 BOND PL
City	SAINT LOUIS
State	MO
Zip	63127-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	101R-1
Legal Description	FREDERICK HEIRS PTN LOT PT 3 E PART
Legal Range	5E
Legal Township	44N
Legal Section	23
Legal Subdivision	FREDERICK HEIRS PTN
Legal Lot Number	3
Jurisdiction	ST LOUIS MO
Township / Civil Division	TESSON FERRY
Census Block Group	3
Census Block	3001
Census Tract	221201

Owner

12909 Bond Pl is owned and occupied by two individuals who bought it in March 2018.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12909 BOND PL, SAINT LOUIS, MO 63127-1502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2018 · Amount on File
Deed Sale	Mar 5, 2018 · Amount on File
Deed Document Number	2018215
Deed Book / Page	22924 / 1139
Prior Transfer Date	Feb 28, 2018
Prior Transfer Doc	02292401139
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 5, 2018
Property Address	12909 BOND PL, SAINT LOUIS, MO 63127-1502
Document Number	0229241139
Book / Page	022924 / 001139
Instrument Date	Feb 28, 2018
Instrument	215
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	HILLSBORO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12909 BOND PL ST LOUIS MO 631271502, ST LOUIS, MO 63127-1502

Mortgage

Document Number	229241142
Date	Mar 5, 2018
Book Page	022924/001142
Instrument	216

Lender

Name	PAUL F CARDWELL
Address	9349 LINCOLN DR, ST LOUIS, MO 63127-1305
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12909 Bond Pl was $4,819, down 13.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Sunset Hills City
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,990 (-) Land $27,800 Building $41,190	$363,100 (-) Land $146,300 Building $216,800
2025	$4,819.00 (-13.65%)	$68,990 Land $27,800 Building $41,190	$363,100 Land $146,300 Building $216,800
2024	$5,581.00 (+0.22%)
2023	$5,569.00	$78,050 Land $20,860 Building $57,190	$410,800 Land $109,800 Building $301,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12909 Bond Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2015–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12909 Bond Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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