12909 Betsys Gap Rd, Clyde, NC 28721 Property Records

Haywood County property record for 12909 Betsys Gap Rd, Clyde, NC 28721 · Last verified July 2026

Property Summary

Property Type	Mobile Home
Details	3 bd · 1.5 ba · 792 sqft · built 1974
Lot Size	0.451 acres (19,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$554 (2025)
Flood Zone	Zone X (minimal risk)
APN	`8732-63-4908`

Property Details

APN / Parcel Number

Primary APN	`8732-63-4908`
Alternative APN	`57477`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	792 sqft Heated Area
Gross Area	1,960 sqft
1st Floor Area	792 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Mobile Home
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	19,632 sqft (0.451 acres)
Garage Area	480 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	57477
Street Address	12909 BETSYS GAP RD
City	CLYDE
State	NC
Zip	28721-7391
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	12909 BETSYS GAP RD
Jurisdiction	HAYWOOD NC
Township / Civil Division	FINES CREEK
Census Block Group	1
Census Block	1050
Census Tract	920102

Owner

Source: Haywood County records · APN 8732-63-4908

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12909 BETSYS GAP RD, CLYDE, NC 28721-7391
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 1988
Deed Sale	Jun 01, 1988
Deed Book / Page	390 / 481
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,800 (-) Land $23,700 Building $38,100
2025	$554.00	$61,800 (-2.68%) Land $23,700 Building $38,100	$61,800 (-2.68%) Land $23,700 Building $38,100
2023		$63,500 Land $25,400 Building $38,100	$63,500 (-) Land $25,400 Building $38,100
2021			$63,500 Land $25,400 Building $38,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879201021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	6 (2003–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024, rainfall accumulation, Tropical Storm Helene
Flood Events	Tropical Storm Frances (Sep 2004), 2 claims

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	About 1 in 599 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.