12909 3rd St S, Moorhead, MN 56560 Property Records

Clay County property record for 12909 3rd St S, Moorhead, MN 56560

Property Summary

Property TypeCounty Owned (Exempt)
Detailsbuilt 1994
Lot Size30 acres (1,306,800 sqft)
OwnerCompany Name on Record
Last Sale$503,352 (Jul 2021)
Tax Bill$50 (2026)
Deeds & MortgagesJan 2020 Mortgage
Jul 2021 Sale
Flood ZoneZone AE (high risk)
APN15.006.4701

Property Details

APN / Parcel Number

Primary APN15.006.4701

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area1,306,800 sqft (30 acres)

Location & Zoning

Street Address12909 3RD ST S
CityMOORHEAD
StateMN
Zip56560-7832
Property CategoryPublic Works
Property TypePublic Works > County Owned (Exempt)
Legal DescriptionSECTION 6 TOWNSHIP 137 RANGE 48 BEG 1474' W OF SE CORNER OF SEC; W TO RIVER; NE'LY ALONG RIVER TO N LINE OF LOT 5; E 105' & S
Legal Range48
Legal Township137
Legal Section06
JurisdictionCLAY MN
Township / Civil DivisionHOLY CROSS
Census Block Group3
Census Block3209
Census Tract30110

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 280, MOORHEAD, MN 56561-0280
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
VALLEY PREMIER BANK
Jul 26, 2021Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2021 · Amount on Record
Deed SaleJul 26, 2021 · Amount on Record
Deed Document Number2021818759
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MN
Property Address12909 3RD ST S, MOORHEAD, MN 56560-7832
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000797118
DateJan 6, 2020
Instrument797118
Lender
NameVALLEY PREMIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term72 Months
DueJan 15, 2025
Interest
Rate TypeFixed Rate

July 2021: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionCLAY MN
Recording DateJul 26, 2021
Property Address12909 3RD ST S, MOORHEAD, MN 56560-7832
Document Number0000818759
Instrument DateJul 26, 2021
Instrument818759
Transaction TypeTransfer
Record UpdatedAug 21, 2023

Transaction

AmountAmount Recorded
Tax$1,661.06
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 11TH ST N, MOORHEAD, MN 56560-2069
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
County SubdivisionHoly Cross Township
Unified School DistrictBarnesville Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50.00 (-96.15%)$169,800 (+13.2%) Land $125,000 Building $44,800$169,800 (+13.2%) Land $125,000 Building $44,800
2023$1,298.00$150,000 Land $115,000 Building $35,000$150,000 Land $115,000 Building $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MLGC
Fiber
5,000 / 5,000
Red River Communications
Fiber
1,000 / 1,000
Midco
Fixed Wireless
100 / 20

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