12909 20th Dr W, Unit E, Everett, WA 98204 Property Records

Snohomish County property record for 12909 20th Dr W, Unit E, Everett, WA 98204

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,403 sqft · built 2017
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Mar 2018)
Tax Bill	$4,904 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1674-000-023-00`

Property Details

APN / Parcel Number

Primary APN	`1674-000-023-00`
Alternative APNs	`011674-000-023-00` `4421593`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,403 sqft Living Area
Gross Area	1,944 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Attached
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces
Deck Area	65 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4421593
Street Address	12909 20TH DR W, E
City	EVERETT
State	WA
Zip	98204-5560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	SECTION 26 TOWNSHIP 28 RANGE 04 QUARTER SE & SW ARCADIA TERRACE BLK000 D-00 LOT 23
Legal Range	04
Legal Township	28
Legal Section	26
Legal Subdivision	ARCADIA TERRACE
Legal Block	000 D
Legal Lot Number	23
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	4
Census Block	4002
Census Tract	41812

Owner

Source: Snohomish County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12909 20TH DR W, E, EVERETT, WA 98204-5560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Mar 5, 2018	Warranty Deed, Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2018 · Amount on Record
Deed Sale	Mar 5, 2018 · Amount on Record
Deed Document Number	2018423
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	12909 20TH DR W UNIT E, E, EVERETT, WA 98204-5560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000469
Date	Jul 29, 2020
Instrument	202007290469

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Mar 5, 2018
Property Address	12909 20TH DR W UNIT E, E, EVERETT, WA 98204-5560
Document Number	0000000423
Map Reference	FILE201705175008
Instrument Date	Mar 1, 2018
Instrument	201803050423
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6.68
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12909 20TH DR W UNIT E, E, EVERETT, WA 98204-5560

Mortgage

Document Number	0000000424
Date	Mar 5, 2018
Instrument	201803050424

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Mukilteo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,904.00 (+10.1%)	$583,800 (+7.22%) Land $310,000 Building $273,800	$583,800 (+7.22%) Land $310,000 Building $273,800
2023	$4,454.00	$544,500 Land $270,000 Building $274,500	$544,500 Land $270,000 Building $274,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALDERWOOD WATER DISTRICT serves 245,715 people · EPA ID WA5301300
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	Oct 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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