Mecosta County property record for 12909 190th Ave, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1994 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,629 (2025) |
| Deeds & Mortgages | Sep 2019 Transfer Sep 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05 035 001 200 |
| Primary APN | 05 035 001 200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Total Area |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 93,654 sqft (2.15 acres) |
| Lot Dimensions | 284 ft deep x 328 ft wide |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 154 sqft |
| Deck Area | 500 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 12909 190TH AVE |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-9060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 35 T15N R10W PART OF E 1/2 NE 1/4 NE 1/4 NE 1/4 BEG AT NE COR THEREOF TH S 328.94 FT TO POB. TH S 328.94 FT TH N 88 DEG 0 |
| Legal Range | 10W |
| Legal Township | 15N |
| Legal Section | 35 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | BIG RAPIDS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 960701 |
Source: Mecosta County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12909 190TH AVE, BIG RAPIDS, MI 49307-9060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2019 | Intrafamily Transfer, Transfer |
| Sep 25, 2019 | Intrafamily Transfer, Transfer |
| Jun 5, 2019 | Deed of Trust, Mortgage · Line of Credit WEST MICHIGAN CU |
| Oct 6, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 20, 2019 |
| Transfer Doc | 899/4559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Sep 25, 2019 |
| Property Address | 12909 190TH AVE, BIG RAPIDS, MI 49307-9060 |
| Document Number | 899/4570 |
| Book / Page | 899 / 4570 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 201900006855 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12909 190TH AVE, BIG RAPIDS, MI 49307-9060 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Sep 25, 2019 |
| Property Address | 12909 190TH AVE, BIG RAPIDS, MI 49307-9060 |
| Document Number | 899/4559 |
| Book / Page | 899 / 4559 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 201900006854 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12909 190TH AVE, BIG RAPIDS, MI 49307-9060 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 12909 190TH AVE, BIG RAPIDS, MI 49307-9060 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2019 |
| Name | Verified Name |
|---|
| Document Number | 897/5602 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 897/5602 |
| Instrument | 201900003962 |
| Name | WEST MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49504 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Oct 6, 2017 |
| Property Address | 12909 190TH AVE, BIG RAPIDS, MI 49307-9060 |
| Document Number | 880/0194 |
| Book / Page | 880 / 0194 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 201700007481 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12909 190TH AVE, BIG RAPIDS, MI 49307-9060 |
Source: Mecosta County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Mecosta County |
| County Subdivision | Big Rapids Charter Township |
| Unified School District | Morley Stanwood Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,100 (+9.3%) | $256,200 (+9.3%) | |
| 2025 | $1,629.00 (+15.61%) Homeowner's exemption | $117,200 (+17.67%) | $234,400 (+17.67%) |
| 2024 | $1,409.00 | ||
| 2023 | $99,600 | $199,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Point Broadband Fixed Wireless | 100 / 20 |
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