12908 S Emerald Ave, Chicago, IL 60628 Property Records

Cook County property record for 12908 S Emerald Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 750 sqft · built 1948
Lot Size	0.111 acres (4,840 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Oct 2021)
Tax Bill	$1,202 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-33-110-048`

Property Details

APN / Parcel Number

Primary APN	`25-33-110-048`
Alternative APN	`25-33-110-048-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	750 sqft Living Area
1st Floor Area	750 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1950
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,840 sqft (0.111 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12908 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60628-7429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(NEW) (ROSELAND) SUB OF PT OF FRCL SEC28 S OF IBL & O F PT OF NW SEC 33-37-14
Legal Range	14E
Legal Township	37N
Legal Section	33
Legal Subdivision	NEW ROSELAND
Legal Block	15
Legal Lot Number	15,14
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1024
Census Tract	530503

Owner

12908 S Emerald Ave is owned and occupied by an individual who bought it in October 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	12908 S EMERALD AVE, CHICAGO, IL 60628-7429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 9, 2018	Warranty Deed, Transfer · FHA Mortgage BBMC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	May 9, 2018 · Amount on File
Deed Document Number	202133447
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 26, 2021
Property Address	12908 S EMERALD AVE, CHICAGO, IL 60628-7429
Document Number	0029933447
Map Reference	DOC 9813257
Instrument Date	Oct 11, 2021
Instrument	2129933447
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12908 S EMERALD AVE, CHICAGO, IL 60628-7429

Mortgage

Document Number	0029933448
Date	Oct 26, 2021
Instrument	2129933448

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 9, 2018
Property Address	12908 S EMERALD AVE, CHICAGO, IL 60628-7429
Document Number	1812906172
Instrument Date	Apr 27, 2018
Instrument	12906172
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12908 S EMERALD AVE CHICAGO IL 606287429, CHICAGO, IL 60628-7429

Mortgage

Document Number	1812906173
Date	May 9, 2018
Instrument	12906173

Lender

Name	BBMC MTG
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Interest

Rate	5.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,000 Land $2,904 Building $11,096	$140,000 Land $29,040 Building $110,960
2023	$1,202.00 (+4.43%)
2022	$1,151.00 (+0.7%) Homeowner's exemption	$9,000 (-) Land $2,420 Building $6,580	$90,000 (-) Land $24,200 Building $65,800
2021	$1,143.00	$9,000 Land $2,420 Building $6,580	$90,000 Land $24,200 Building $65,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12908 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12908 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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