12908 Estelle Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12908 Estelle Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,371 sqft · built 1950
Lot Size	0.144 acres (6,282 sqft)
Owner	Company Name on File
Last Sale	$500,000 (Mar 2024)
Tax Bill	$5,759 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-01191315`

Property Details

APN / Parcel Number

Primary APN	`13-01191315`
Alternative APN	`01191315`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,371 sqft Living Area
1st Floor Area	996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,282 sqft (0.144 acres)
Porch	Enclosed Porch
Porch Area	168 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01191315
Street Address	12908 ESTELLE RD
City	SILVER SPRING
State	MD
Zip	20906-4061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GLENMONT HILLS
Legal Subdivision	GLENMONT HILLS
Legal Block	20
Legal Lot Number	6
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1012
Census Tract	703402

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	14405 BANQUO TER, SILVER SPRING, MD 20906-2676
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Feb 23, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Oct 18, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Feb 19, 2020	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Mar 15, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Feb 19, 2020 · Amount on Record
Deed Book / Page	67835 / 74
Transfer Doc	0000251155
Record Updated	Sep 20, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 19, 2024
Property Address	12908 ESTELLE RD, SILVER SPRING, MD 20906-4061
Document Number	0678350074
Book / Page	67835 / 74
Map Reference	MB 37 PL 2515
Instrument Date	Mar 11, 2024
Transaction Type	Transfer
Record Updated	Apr 4, 2024
Title Company	PREMIUM TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	14405 BANQUO TER, SILVER SPRING, MD 20906-2676

Mortgage

Document Number	0006783580
Date	Mar 19, 2024
Instrument	67835/80

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2064

Mortgage

Document Number	0678540023
Date	Mar 26, 2024
Book Page	67854/23

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2064

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12908 ESTELLE RD, SILVER SPRING, MD 20906-4061
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	BCHH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12908 ESTELLE RD, SILVER SPRING, MD 20906-4061

Mortgage

Document Number	0619650350
Date	Feb 23, 2021
Book Page	61965/350

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12908 ESTELLE RD, SILVER SPRING, MD 20906-4061
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0550950110
Date	Oct 18, 2017
Book Page	55095/110

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 19, 2020
Property Address	12908 ESTELLE RD, SILVER SPRING, MD 20906-4061
Document Number	0590780032
Book / Page	59078 / 032
Map Reference	MB 37 PL 2515
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13630 COLGATE WAY APT 736, 13630, SILVER SPRING, MD 20904-7245

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12908 ESTELLE RD, SILVER SPRING, MD 20906-4061

Mortgage

Document Number	59078039
Date	Feb 19, 2020
Instrument	59078/039

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 15, 2017
Property Address	12908 ESTELLE RD, SILVER SPRING, MD 20906-4061
Document Number	0539720028
Book / Page	053972 / 000028
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	12908 ESTELLE RD SILVER SPRING MD 209064061, SILVER SPRING, MD 20906-4061

Mortgage

Document Number	539720035
Date	Mar 15, 2017
Book Page	053972/000035

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,667 (+4.3%)	$484,600 (+12.91%) Land $172,400 Building $312,200
2025	$5,759.00 (+10.66%)	$429,200 (+23.36%) Land $172,400 Building $256,800	$429,200 (-) Land $172,400 Building $256,800
2024	$5,204.00 (+55.25%)
2023		$347,933 (+13.22%)	$429,200 (+39.67%) Land $172,400 Building $256,800
2022	$3,352.00	$307,300 Land $172,400 Building $134,900	$307,300 Land $172,400 Building $134,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

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