12908 Echo Ln, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 12908 Echo Ln, Apple Valley, MN 55124 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,076 sqft · built 1989
Lot Size	0.13 acres (590,209 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Jul 2017)
Tax Bill	$2,364 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-34151-04-016`

Property Details

APN / Parcel Number

Primary APN	`01-34151-04-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,076 sqft Living Area
Gross Area	1,296 sqft
1st Floor Area	620 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	590,209 sqft (0.13 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	12908 ECHO LN
City	SAINT PAUL
State	MN
Zip	55124-8690
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HUNTINGTON 2ND ADDITION 2 1 HUNTERS RUN VILLAS CONDO FILE #98 UNIT # 16 BEING PT OF OUTLOT B & LOT
Legal Subdivision	HUNTINGTON 2ND ADDITION
Legal Block	4
Legal Lot Number	16
Legal Unit	16
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1009
Census Tract	60840

Owner

Source: Dakota County records · APN 01-34151-04-016

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12908 ECHO LN, SAINT PAUL, MN 55124-8690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · FHA Mortgage US BANK FULFILLMENT SERVICES
Jan 23, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 12, 2017	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2017 · Amount on Record
Deed Sale	Jul 12, 2017 · Amount on Record
Prior Sale	Apr 15, 2003 · Amount on Record
Deed Document Number	20173201256
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Recording Date	May 13, 2026
Property Address	12908 ECHO LN, SAINT PAUL, MN 55124-8690
Document Number	0003724048
Instrument Date	May 05, 2026
Instrument	20263724048
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	US BANK FULFILLMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12908 ECHO LN, SAINT PAUL, MN 55124-8690

Mortgage

Document Number	0003724048,
Date	May 13, 2026
Instrument	20263724048

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	255 Months
Due	Aug 01, 2047

Interest

Rate	6.37%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12908 ECHO LN, APPLE VALLEY, MN 55124-8690
Transaction Type	Mortgage
Record Updated	Feb 01, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12908 ECHO LN, APPLE VALLEY, MN 55124-8690

Mortgage

Document Number	0003616679
Date	Jan 23, 2024
Instrument	3616679

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	283 Months
Due	Aug 01, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jul 12, 2017
Property Address	12908 ECHO LN, APPLE VALLEY, MN 55124-8690
Document Number	0003201256
Instrument Date	Jul 06, 2017
Instrument	3201256
Transaction Type	Transfer
Record Updated	Aug 02, 2017
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$471.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12908 ECHO LN APPLE VALLEY MN 551248690, APPLE VALLEY, MN 55124-8690

Mortgage

Document Number	3201257
Date	Jul 12, 2017
Instrument	3201257

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Mortgage

Document Number	3201258,
Date	Jul 12, 2017
Instrument	3201258

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,364.00	$209,200 Land $33,600 Building $175,600	$209,200 Land $33,600 Building $175,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dakota County (27037C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 357 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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