Spokane County property record for 12908 E 2nd Ln, Spokane Valley, WA 99216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 2002 |
| Lot Size | 0.175 acres (7,627 sqft) |
| Owner | Company Name on Record |
| Last Sale | $159,200 (Aug 2016) |
| Tax Bill | $3,724 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45222.3701 |
| Primary APN | 45222.3701 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 2,898 sqft |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,204 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,627 sqft (0.175 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 88 sqft |
| Patio Area | 112 sqft |
| Canopy | 24 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12908 E 2ND LN |
|---|---|
| City | SPOKANE VALLEY |
| State | WA |
| Zip | 99216-2261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF-1 |
| Legal Description | 22-25-44, LT 1, BLK 2 OF KEYSTONE MEADOWS, PLAT, AUDITORS FILE # 4546237, BK 26, PG 85, TOGETHER W/ 1/21 INTEREST IN COMMON AREA. |
| Legal Range | 44 |
| Legal Township | 25 |
| Legal Section | 22 |
| Legal Subdivision | KEYSTONE MDWS |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12701 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12908 E 2ND LN, SPOKANE VALLEY, WA 99216-2261 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 6, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Apr 12, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Apr 12, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Apr 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CIVIC FINANCIAL SERVICES LLC |
| Feb 28, 2020 | Deed of Trust, Mortgage · Commercial Mortgage JAMES WUERCH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2016 · Amount on Record |
| Deed Sale | Aug 11, 2016 · Amount on Record |
| Prior Sale | Jan 2, 2002 · Amount on Record |
| Deed Document Number | 20166523514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12908 E 2ND LN, SPOKANE VALLEY, WA 99216-2261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0007221302 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 7221302 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDONDO BEACH, CA 90278 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12908 E 2ND LN, SPOKANE VALLEY, WA 99216-2261 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0007197949 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 7197949 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDONDO BEACH, CA 90278 |
| Type | Commercial Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12908 E 2ND LN, SPOKANE VALLEY, WA 99216-2261 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0007197948 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 7197948 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDONDO BEACH, CA 90278 |
| Type | Commercial Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12908 E 2ND LN, SPOKANE VALLEY, WA 99216-2261 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0007197947 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 7197947 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDONDO BEACH, CA 90278 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12908 E 2ND LN, SPOKANE VALLEY, WA 99216-2261 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006896929 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 6896929 |
| Name | JAMES WUERCH |
|---|---|
| Type | Private Party |
| Address | 1713 E LEONA DR, SPOKANE, WA 99208 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane Valley City |
| Unified School District | Central Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,724.00 (+1.11%) | $349,700 (+0.58%) Land $110,000 Building $239,700 | $349,700 (+0.58%) Land $110,000 Building $239,700 |
| 2025 | $3,683.00 (+3.57%) | $347,700 (-6.41%) Land $100,000 Building $247,700 | $347,700 (-6.41%) Land $100,000 Building $247,700 |
| 2024 | $371,500 (+18.73%) Land $80,000 Building $291,500 | $371,500 (+18.73%) Land $80,000 Building $291,500 | |
| 2023 | $3,556.00 (-2.6%) | $312,900 Land $70,000 Building $242,900 | $312,900 Land $70,000 Building $242,900 |
| 2022 | $3,651.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 200 / 40 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures