Baltimore County property record for 12908 Community Rd, Middle River, MD 21220
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,828 sqft · built 1939 |
| Lot Size | 0.262 acres (11,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,883 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| APN | 15-1510000750 |
| Primary APN | 15-1510000750 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,828 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,400 sqft (0.262 acres) |
| Lot Dimensions | 160 ft deep x 75 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 144 sqft |
| Deck Area | 208 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1510000750 |
|---|---|
| Street Address | 12908 COMMUNITY RD |
| City | MIDDLE RIVER |
| State | MD |
| Zip | 21220-1014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 123,124,125 HAREWOOD PARK |
| Legal Subdivision | HAREWOOD PARK |
| Legal Block | 2 |
| Legal Lot Number | 123 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 451702 |
12908 Community Rd is owned and occupied by two individuals.
Source: Baltimore County records, as of July 14, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12908 COMMUNITY RD, MIDDLE RIVER, MD 21220-1014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 12908 COMMUNITY RD, BALTIMORE, MD 21220-1014 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Title Company | GOLDSTAR TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 12908 COMMUNITY RD, MIDDLE RIVER, MD 21220-1014 |
| Document Number | 0508460155 |
|---|---|
| Date | Dec 26, 2025 |
| Book Page | 50846/155 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $453,267 | $502,100 Land $287,000 Building $215,100 | |
| 2024 | $1,883.00 (-1.88%) | ||
| 2023 | $1,919.00 Homeowner's exemption | $355,600 Land $171,400 Building $184,200 | $355,600 Land $171,400 Building $184,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 12908 Community Rd; there have been 68 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 73 policies |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 68 (1978–2024) |
| Claims Outside the SFHA | 10 of 68 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12908 Community Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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