12908 Boyd Rd, Echola, AL 35457 Property Records

Tuscaloosa County property record for 12908 Boyd Rd, Echola, AL 35457

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 4,815 sqft · built 2008
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,500 (Dec 2000)
Tax Bill	$969 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-08-27-0-000-004.006`

Property Details

APN / Parcel Number

Primary APN	`18-08-27-0-000-004.006`
Alternative APNs	`16116` `2725`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,815 sqft Living Area
1st Floor Area	3,386 sqft
Upper Floors Area	3,386 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	435,600 sqft (10 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	875 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	1,176 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	16116
Street Address	12908 BOYD RD
City	ECHOLA
State	AL
Zip	35457-9727
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PART OF S27 T20S R12W DESC AS: COM SW COR NE1/4-NW1/4; E 357; SE 387.9; E 1309.7; NW 939.2 TO POB; NW 1698.8; SWLY 255; SE 18
Legal Range	12W
Legal Township	20S
Legal Section	27
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	ELROD-MOORES BRIDGE-ECHOLA
Census Block Group	3
Census Block	3065
Census Tract	10105

Owner

Source: Tuscaloosa County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12908 BOYD RD, ECHOLA, AL 35457-9727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2000 · Amount on Record
Deed Sale	Dec 9, 2000 · Amount on Record
Deed Document Number	220288
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	12908 BOYD RD, ECHOLA, AL 35457-9727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12908 BOYD RD, ECHOLA, AL 35457-9727

Mortgage

Document Number	0000002020/0000090299
Date	Oct 7, 2020
Book Page	0000002020/0000090299

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Tuscaloosa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$969.00 (+7.19%) Homeowner's exemption Senior Citizen's exemption	$131,060 (+42.55%) Land $10,380 Building $120,680	$655,300 (+42.55%) Land $51,900 Building $603,400
2024	$904.00 (-1.2%) Homeowner's exemption Senior Citizen's exemption	$91,940 (-1.08%) Land $7,520 Building $84,420	$459,700 (-1.08%) Land $37,600 Building $422,100
2023	$915.00 (-2.14%) Homeowner's exemption Senior Citizen's exemption	$92,940 (-2.11%) Land $7,520 Building $85,420	$464,700 (-2.11%) Land $37,600 Building $427,100
2022	$935.00	$94,940 Land $7,520 Building $87,420	$474,700 Land $37,600 Building $437,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Boyd Rd

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