Travis County property record for 12908 Arbor Lake Cv, Austin, TX 78732
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,935 sqft · built 2009 |
| Lot Size | 0.359 acres (15,660 sqft) |
| Owner | 2 Owner Names on Record |
| Tax Bill | $20,853 (2024) |
| Deeds & Mortgages | Aug 2023 Line of Credit May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0137530619 |
| Primary APN | 0137530619 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,935 sqft Living Area |
| Gross Area | 4,653 sqft |
| 1st Floor Area | 3,239 sqft |
| 2nd Floor Area | 696 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,660 sqft (0.359 acres) |
| Garage Type | Mixed |
| Garage Area | 718 sqft |
| Carport | Carport |
| Carport Area | 90 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Open Porch |
| Porch Area | 474 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 710206 |
|---|---|
| Old Parcel Number | 01375306190000 |
| Street Address | 12908 ARBOR LAKE CV |
| City | AUSTIN |
| State | TX |
| Zip | 78732-2390 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 81 BLK A STEINER RANCH PHS 1 SEC 7B |
| Legal Subdivision | STEINER RANCH PHS 1 SEC 7B |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 81 |
| Jurisdiction | TRAVIS TX |
| Township / Civil Division | NORTHWEST TRAVIS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 35100 |
Source: Travis County records, as of November 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 12908 ARBOR LAKE CV, AUSTIN, TX 78732-2390 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS BANK |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BBVA USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2010 |
| Deed Sale | Jun 24, 2010 |
| Deed Document Number | 2010090618 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 12908 ARBOR LAKE CV, AUSTIN, TX 78732-2390 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12908 ARBOR LAKE CV, AUSTIN, TX 78732-2390 |
| Document Number | 0000095979 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 2023095979 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78732 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 12908 ARBOR LAKE CV, AUSTIN, TX 78732-2390 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Title Company | RELIANT TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000078768 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 2018078768 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 12908 ARBOR LAKE CV, AUSTIN, TX 78732-2390 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Title Company | ITC |
| Name | Verified Name |
|---|
| Document Number | 0000092588 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 2020092588 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35296 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Travis County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Travis County |
| Unified School District | Leander Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,235,700 (-18.6%) Land $428,768 Building $806,932 | $1,235,700 (-18.6%) Land $428,768 Building $806,932 | |
| 2024 | $20,853.00 (+6.83%) | ||
| 2023 | $1,518,022 Land $400,000 Building $1,118,022 | $1,518,022 Land $400,000 Building $1,118,022 | |
| 2022 | $19,520.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jul 2025 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAVIS COUNTY WCID 17 serves 45,165 people · EPA ID TX2270027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures