Pasco County property record for 12908 5th Isle, Hudson, FL 34667
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 2,099 sqft · built 1972 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Sep 2014) |
| Tax Bill | $244 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 04-25-16-0090-00000-1230 |
| Primary APN | 04-25-16-0090-00000-1230 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,099 sqft Living Area |
| Gross Area | 2,435 sqft |
| 1st Floor Area | 2,099 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,235 sqft (0.212 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 66 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Loading Dock | 1 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12908 5TH ISLE |
|---|---|
| City | HUDSON |
| State | FL |
| Zip | 34667-7914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LEISURE BEACH UNIT FIVE UNREC PLAT LOT 123 DESC AS COM AT NE COR OF NW1/4 OF NE1/4 OF SECTION 4 TH S89DEG4702W 51.02 FT TO NE COR LOT 1 SIGNAL COVE UNIT TWO PB 9 PG 74 TH S01DEG2102W 1223.45 FT TH WEST 1450.03 FT TH NORTH 879.78 FT FOR POB TH S67DEG3 |
| Legal Range | 16E |
| Legal Township | 25S |
| Legal Section | 04 |
| Legal Subdivision | LEISURE BEACH UNRECORDED |
| Legal Tract | 90 |
| Legal Lot Number | 123 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 30202 |
12908 5th Isle is owned and occupied by two individuals who acquired it in June 2021.
Source: Pasco County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12908 5TH ISLE, HUDSON, FL 34667-7914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 8, 2021 | Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 9, 2018 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2014 · Amount on File |
| Deed Sale | Sep 15, 2014 · Amount on File |
| Deed Document Number | 2014147693 |
| Deed Book / Page | 9085 / 3684 |
| Last Transfer Date | Jun 3, 2021 |
| Transfer Doc | 0103643483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jun 8, 2021 |
| Property Address | 12908 5TH ISLE, HUDSON, FL 34667-7914 |
| Document Number | 0103643483 |
| Book / Page | 10364 / 3483 |
| Instrument Date | Apr 3, 2021 |
| Instrument | 2021118202 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12908 5TH ISLE, 12908, HUDSON, FL 34667-7914 |
| Name | Verified Name |
|---|---|
| Address | 12908 5TH ISLE, HUDSON, FL 34667-7914 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12908 5TH ISLE, HUDSON, FL 34667-7914 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12908 5TH ISLE, HUDSON, FL 34667-7914 |
| Document Number | 0102951594 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 10295/1594 |
| Instrument | 2021046006 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12908 5TH ISLE, HUDSON, FL 34667-7914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0096902631 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 9690/2631 |
| Instrument | 2018040765 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 12908 5th Isle was $244 with a homeowner's exemption, up 3% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,010 (+2.9%) | $434,179 (-1.02%) Land $106,756 Building $327,423 | |
| 2025 | $244.00 (+2.95%) Homeowner's exemption | $294,470 Land $106,756 Building $187,714 | $438,675 Land $106,756 Building $331,919 |
| 2024 | $237.00 (+3.04%) | ||
| 2023 | $230.00 (+3.14%) Additional exemption filed | $277,850 (+3%) Land $106,756 Building $171,094 | $474,255 (+25.96%) Land $106,756 Building $367,499 |
| 2022 | $223.00 Homeowner's exemption | $269,760 Land $100,276 Building $169,484 | $376,512 Land $100,276 Building $276,236 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12908 5th Isle in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 252 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 252 in force |
| Nearby Flood Claims | 458 (1978–2024) |
| Claims Outside the SFHA | 1 of 458 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12908 5th Isle is moderate, ranking above 51% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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