12908 1st St, Becker, MN 55308 Property Records

Sherburne County property record for 12908 1st St, Becker, MN 55308

Property Summary

Property Type	Professional Building (Legal, Insurance, Real Estate, Business)
Details	1,520 sqft · built 2014
Lot Size	0.92 acres (40,075 sqft)
Owner	Company Name on File
Last Sale	$280,000 (Nov 2021)
Tax Bill	$6,270 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-465-0115`

Property Details

APN / Parcel Number

Primary APN	`60-465-0115`
Alternative APNs	`60-00465-0115` `26354`

Interior

Building Area	1,520 sqft Total Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Other
Roof Type	Gable
Lot Area	40,075 sqft (0.92 acres)
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	26354
Street Address	12908 1ST ST
City	BECKER
State	MN
Zip	55308-9351
Property Category	Commercial
Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal Description	LOT 2, BLK 1 EXCEPT THAT PT OF LOT 2, BLK 1 LYING SELY OF A LINE DRAWN NELY FROM A PT ON SWLY LINE OF SAID LOT 2, DIST 147.65
Legal Range	29W
Legal Township	34N
Legal Section	25
Legal Subdivision	AMERICAN HOME TOWN PLAT ONE
Legal Block	1
Legal Lot Number	2
Jurisdiction	SHERBURNE MN
Township / Civil Division	BECKER
Census Block Group	1
Census Block	1010
Census Tract	30408

Owner

12908 1st St, a commercial property, is owned by a company that bought it in November 2021.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	Company Name on File
Mailing Address	11532 54TH ST, CLEAR LAKE, MN 55319-9510
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST BANK & TRUST
Mar 5, 2018	Deed with Mortgage, Transfer · Conventional with PMI RAKING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on File
Deed Sale	Nov 1, 2021 · Amount on File
Prior Sale	Aug 15, 2013 · Amount on File
Deed Document Number	2021931214
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Nov 1, 2021
Property Address	12908 1ST ST, BECKER, MN 55308-9351
Document Number	0000931214
Instrument Date	Oct 27, 2021
Instrument	931214
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	LEGACY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7228 107TH AVE, CLEAR LAKE, MN 55319-2101

Mortgage

Document Number	0000931215
Date	Nov 1, 2021
Instrument	931215

Lender

Name	FIRST BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	SHERBURNE MN
Recording Date	Mar 5, 2018
Property Address	12908 1ST ST, BECKER, MN 55308-9351
Instrument Date	Feb 1, 2018
Instrument	852819
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7228 107TH AVE CLEAR LAKE MN 553192101, CLEAR LAKE, MN 55319-2101

Mortgage

Document Number	0000852819
Date	Mar 5, 2018
Instrument	852819

Lender

Name	RAKING LLC
Address	9457 HIGHWAY 10 NW # 130, RAMSEY, MN 55303-7206

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	24 Months
Due	Mar 4, 2020

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 12908 1st St was $6,270.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Becker City
County	Sherburne County
Unified School District	Becker Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,900 Land $150,300 Building $137,600	$287,900 Land $150,300 Building $137,600
2025	$6,270.00
2023	$6,202.00	$266,100 Land $126,200 Building $139,900
2021			$266,100 Land $126,200 Building $139,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12908 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12908 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Becker serves 5,034 people · EPA ID MN1710008
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Windstream DSL	200 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Arvig, Verizon.

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