Dakota County property record for 12907 Germane Ave, Apple Valley, MN 55124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,868 sqft · built 1978 |
| Lot Size | 0.211 acres (9,201 sqft) |
| Owner | Individual Name on File |
| Last Sale | $348,000 (Jun 2026) |
| Tax Bill | $3,742 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-32801-02-040 |
| Primary APN | 01-32801-02-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,868 sqft Living Area |
| Gross Area | 2,444 sqft |
| 1st Floor Area | 1,112 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Lot Area | 9,201 sqft (0.211 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 12907 GERMANE AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55124-9540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN PONDS 2ND ADDITION 4 2 |
| Legal Subdivision | HIDDEN PONDS 2ND ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 40 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | APPLE VALLEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 60805 |
12907 Germane Ave is owned and occupied by an individual who bought it in June 2026.
Source: Dakota County records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12907 GERMANE AVE, SAINT PAUL, MN 55124-9540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC |
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 15, 2026 | Warranty Deed, Transfer TITLE SMART INC, TITLESMART INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on File |
| Deed Sale | Jun 18, 2026 · Amount on File |
| Prior Sale | Jan 15, 2026 · Amount on File |
| Deed Document Number | 2026905453 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Jun 18, 2026 |
| Property Address | 12907 GERMANE AVE, SAINT PAUL, MN 55124-9540 |
| Document Number | 0000905453 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026905453 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | TITLESMART |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115,988.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12907 GERMANE AVE, SAINT PAUL, MN 55124-9540 |
| Document Number | 0000905453, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 2026905453 |
| Name | CAMBRIA FINANCIAL GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 12907 GERMANE AVE, APPLE VALLEY, MN 55124-9540 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000845227 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 845227 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Jan 15, 2026 |
| Property Address | 12907 GERMANE AVE, APPLE VALLEY, MN 55124-9540 |
| Document Number | 0000900929 |
| Instrument Date | Jan 15, 2026 |
| Instrument | 900929 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Tax | $709.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4820 MINNETONKA BLVD, SAINT LOUIS PARK, MN 55416-2263 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 12907 Germane Ave was $3,742, up 19.1% from the year before.
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Apple Valley City |
| County | Dakota County |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,742.00 (+19.1%) Homeowner's exemption | $312,000 (+7.18%) Land $68,300 Building $243,700 | $312,000 (+7.18%) Land $68,300 Building $243,700 |
| 2024 | $3,142.00 | $291,100 Land $68,300 Building $222,800 | $291,100 Land $68,300 Building $222,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12907 Germane Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12907 Germane Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Apple Valley serves 50,300 people · EPA ID MN1190001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: CenturyLink, Frontier, GigFire, Metronet, Netwave Broadband, Southeast MN Wifi, Verizon.
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