12907 127th Ave, Largo, FL 33774 Property Records

Pinellas County property record for 12907 127th Ave, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,567 sqft · built 1978
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$359,900 (Jul 2021)
Tax Bill	$5,337 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-7360-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-7360-3`
Alternative APNs	`08-30-15-57987-000-1670` `301508579870001670` `153008579870001670` `R90848`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,567 sqft Living Area
Gross Area	2,039 sqft
1st Floor Area	1,567 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	102 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	186 sqft
Deck Area	440 sqft
Patio Area	440 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90848
Street Address	12907 127TH AVE
City	LARGO
State	FL
Zip	33774-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL POND LOT 167
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	MILL POND
Legal Tract	57987
Legal Lot Number	167
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2014
Census Tract	25207

Owner

12907 127th Ave is owned and occupied by an individual who bought it in July 2021.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	12907 127TH AVE, LARGO, FL 33774-2447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage BISCAYNE MORTGAGE LLC
Feb 14, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
May 10, 2019	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	May 10, 2019 · Amount on File
Deed Document Number	2021221945
Deed Book / Page	21614 / 16
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	May 12, 2026
Property Address	12907 127TH AVE, LARGO, FL 33774-2447
Document Number	0000127866
Book / Page	23555 / 950
Instrument Date	May 5, 2026
Instrument	2026127866
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12907 127TH AVE, LARGO, FL 33774-2447

Mortgage

Document Number	0000127866,
Date	May 12, 2026
Book Page	23555/950
Instrument	2026127866

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 6, 2021
Property Address	12907 127TH AVE, LARGO, FL 33774-2447
Document Number	0216140016
Book / Page	21614 / 16
Map Reference	MB 75 PG 16&17
Instrument Date	Jun 10, 2021
Instrument	2021221945
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,519.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1882 ANCHOR WAY, 1882, SEAL BEACH, CA 90740-5773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12907 127TH AVE, LARGO, FL 33774-2447

Mortgage

Document Number	2161418
Date	Jul 6, 2021
Instrument	21614/18

Lender

Name	BISCAYNE MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12907 127TH AVE, LARGO, FL 33774-2447
Document Number	0208980297
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12907 127TH AVE LARGO FL 337742447, LARGO, FL 33774-2447

Mortgage

Document Number	0208980297
Date	Feb 26, 2020
Book Page	020898/000297
Instrument	65125

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 10, 2019
Property Address	12907 127TH AVE, LARGO, FL 33774-2447
Document Number	0205340882
Book / Page	020534 / 000882
Instrument Date	Apr 11, 2019
Instrument	148170
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	INTEGRITY TITLE AND GUARANTY AGENCY LL, INTEGRITY TITLE & GNTY AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	372 COUNTY ROAD 385 SAN ANTONIO TX 782536820, SAN ANTONIO, TX 78253-6820

Mortgage

Document Number	205340884
Date	May 10, 2019
Book Page	020534/000884
Instrument	148171

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12907 127th Ave was $5,337 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,337.00 Homeowner's exemption	$323,331	$350,683 Land $115,017 Building $235,666
2023	$4,972.00 (+2.88%) Homeowner's exemption	$305,067 (+3%)	$319,238 (+7.78%) Land $134,803 Building $184,435
2022	$4,833.00 Homeowner's exemption	$296,182	$296,182 Land $146,073 Building $150,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12907 127th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12907 127th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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