12906 Straight Cedar, Helotes, TX 78023 Property Records

Bexar County property record for 12906 Straight Cedar, Helotes, TX 78023

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,028 sqft · built 2001
Lot Size	0.178 acres (7,735 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (Sep 2018)
Tax Bill	$6,788 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04526-601-0490`

Property Details

APN / Parcel Number

Primary APN	`04526-601-0490`
Alternative APNs	`045260010490` `243295`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,028 sqft Living Area
Gross Area	3,420 sqft
1st Floor Area	1,868 sqft
2nd Floor Area	1,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Contemporary
Exterior Material	Combination
Roof Material	Asphalt
Lot Area	7,735 sqft (0.178 acres)
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	60 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12906 STRAIGHT CEDAR
City	HELOTES
State	TX
Zip	78023-4174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 4526F BLK 1 LOT 49 CEDAR SPRINGS UT-3B
Legal Subdivision	CEDAR SPGS SUB UN 3B
Legal Tract	49
Legal Block	1
Legal Lot Number	49
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHWEST
Census Block Group	1
Census Block	1006
Census Tract	182001

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12906 STRAIGHT CEDAR, HELOTES, TX 78023-4174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Sep 10, 2018	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage SECURITY SERVICE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Prior Sale	Mar 17, 2003 · Amount on Record
Deed Document Number	2018178210
Prior Transfer Date	May 9, 2013
Prior Transfer Doc	0000094562
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	12906 STRAIGHT CEDAR, HELOTES, TX 78023-4174
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SSTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020981
Date	Jan 30, 2020
Instrument	20200020981

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEXAR TX
Recording Date	Sep 10, 2018
Property Address	12906 STRAIGHT CEDAR, HELOTES, TX 78023-4174
Document Number	0000178210
Map Reference	VOL9544 PG160-162
Instrument Date	Sep 5, 2018
Instrument	20180178210
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12906 STRAIGHT CEDAR, HELOTES, TX 78023-4174

Mortgage

Document Number	0000178211
Date	Sep 10, 2018
Instrument	20180178211

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Helotes City
Unified School District	Northside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,788.00 (-5.58%) Homeowner's exemption	$422,310 (-2.8%) Land $72,090 Building $350,220	$422,310 (-2.8%) Land $72,090 Building $350,220
2024	$7,189.00 (+4.08%)
2023	$6,907.00 (-7.5%) Homeowner's exemption	$434,490 Land $72,090 Building $362,400	$434,490 Land $72,090 Building $362,400
2022	$7,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2002–2021)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Tropical Storm Erin, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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