12906 Saddleback Pl, Chino, CA 91710 Property Records

San Bernardino County property record for 12906 Saddleback Pl, Chino, CA 91710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,281 sqft · built 1986
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Apr 2017)
Tax Bill	$4,471 (2025)
Deeds & Mortgages	Feb 2022 Transfer Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1019-161-51-0000`

Property Details

APN / Parcel Number

Primary APN	`1019-161-51-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,281 sqft Living Area
Gross Area	1,501 sqft
1st Floor Area	504 sqft
2nd Floor Area	777 sqft
Family Room	Family Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	2,000 sqft (0.046 acres)
View / Lot	Apt/Condo Complex
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12906 SADDLEBACK PL
City	CHINO
State	CA
Zip	91710-3381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 12510 LOT 48 AND INT IN COMMON AREA
Legal Subdivision	TRACT 12510
Legal Tract	12510
Legal Block	1
Legal Lot Number	48
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1007
Census Tract	503

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4539 HUNTINGTON LN, SAN JOSE, CA 95136-1715
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 3, 2022	Intrafamily Transfer, Transfer · Line of Credit EAST WEST BANK
Jul 17, 2017	Deed of Trust, Mortgage · ARM EAST WEST BANK
Apr 18, 2017	Grant Deed, Transfer LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2017 · Amount on Record
Deed Sale	Apr 18, 2017 · Amount on Record
Prior Sale	Sep 29, 2016 · Amount on Record
Deed Document Number	2017158783
Last Transfer Date	Feb 1, 2022
Transfer Doc	0000047197
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 3, 2022
Property Address	12906 SADDLEBACK PL, CHINO, CA 91710-3381
Document Number	0000047196
Map Reference	MB 171 PG 38-40
Instrument Date	Feb 1, 2022
Instrument	2022-0047196
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 HUNTINGTON LN, SAN JOSE, CA 95136-1715

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 3, 2022
Property Address	12906 SADDLEBACK PL, CHINO, CA 91710-3381
Document Number	0000047197
Map Reference	MB 171 PG 38-40
Instrument Date	Feb 1, 2022
Instrument	2022-0047197
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4539 HUNTINGTON LN, SAN JOSE, CA 95136-1715

Mortgage

Document Number	0000047198
Date	Feb 3, 2022
Instrument	2022-0047198

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12906 SADDLEBACK PL, CHINO, CA 91710-3381
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000288477
Date	Jul 17, 2017
Instrument	2017-0288477

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Min Rate At Change	3.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 18, 2017
Property Address	12906 SADDLEBACK PL, CHINO, CA 91710-3381
Document Number	0000158783
Instrument Date	Mar 30, 2017
Instrument	158783
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$379.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12906 SADDLEBACK PL #48 CHINO CA 917103381, 48, CHINO, CA 91710-3381

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Chino City
Unified School District	Chino Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$408,413 (+2%) Land $124,299 Building $284,114
2025	$4,471.00 (+5.65%)	$400,405 (+4.04%) Land $121,862 Building $278,543
2023	$4,232.00 (+0.59%)	$384,856 Land $117,130 Building $267,726
2022	$4,207.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHINO serves 90,187 people · EPA ID CA3610012
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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