12906 Neola Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12906 Neola Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,870 sqft · built 1956
Lot Size	0.141 acres (6,129 sqft)
Owner	2 Individual Names on Record
Last Sale	$412,000 (Jun 2018)
Tax Bill	$5,880 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01287925`

Property Details

APN / Parcel Number

Primary APN	`13-01287925`
Alternative APN	`01287925`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,870 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,129 sqft (0.141 acres)
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01287925
Street Address	12906 NEOLA RD
City	SILVER SPRING
State	MD
Zip	20906-4244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CONNECTICUT AVENUE PARK
Legal Subdivision	CONN AVE PARK DENITS ADD
Legal Block	A9
Legal Lot Number	25
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1008
Census Tract	703401

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12906 NEOLA RD, SILVER SPRING, MD 20906-4244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2018	Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC
Jan 12, 2018	Grant Deed, Transfer · Conventional Mortgage XN PROPERTIES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2018 · Amount on Record
Deed Sale	Jun 1, 2018 · Amount on Record
Prior Sale	Jan 12, 2018 · Amount on Record
Deed Book / Page	56107 / 184
Record Updated	Sep 20, 2026

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 1, 2018
Property Address	12906 NEOLA RD, SILVER SPRING, MD 20906-4244
Document Number	0561070184
Book / Page	56107 / 184
Map Reference	MB3477
Instrument Date	May 8, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	COUNSELORS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	673 POTOMAC STATION DR NE # NE816, 673, LEESBURG, VA 20176-1819

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12906 NEOLA RD # 816, 816, SILVER SPRING, MD 20906-4244

Mortgage

Document Number	0056107193
Date	Jun 1, 2018
Instrument	56107/193

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 12, 2018
Property Address	12906 NEOLA RD, SILVER SPRING, MD 20906-4244
Document Number	0554860001
Book / Page	055486 / 000001
Instrument Date	Jan 5, 2018
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	KING TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260.22
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12906 NEOLA RD SILVER SPRING MD 209064244, SILVER SPRING, MD 20906-4244

Mortgage

Document Number	554860006
Date	Jan 12, 2018
Book Page	055486/000006

Lender

Name	XN PROPERTIES LLC
Address	2105 QUEENSGUARD RD, SILVER SPRING, MD 20906-6300

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	12%

Mortgage

Document Number	554860015,
Date	Jan 12, 2018
Book Page	055486/000015

Lender

Name	MICHAEL K BAKER
Address	14911 HABERSHAM CIR, SILVER SPRING, MD 20906-5757

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 11, 2019

Interest

Rate	12%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,233 (+3.36%)	$557,300 (+10.09%) Land $179,200 Building $378,100
2025	$5,880.00 (+15.29%)	$506,200 (+14.78%) Land $179,200 Building $327,000	$506,200 (-) Land $179,200 Building $327,000
2023		$441,000	$506,200 Land $179,200 Building $327,000
2022	$5,100.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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