Pinellas County property record for 12906 Mia Cir, Largo, FL 33774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,501 sqft · built 1974 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Jul 2021) |
| Tax Bill | $8,158 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-6601-1 |
| Primary APN | C62-000-749-6601-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,501 sqft Living Area |
| Gross Area | 3,377 sqft |
| 1st Floor Area | 2,501 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 9,374 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 94 sqft |
| Deck Area | 284 sqft |
| Patio Area | 120 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R90088 |
|---|---|
| Street Address | 12906 MIA CIR |
| City | LARGO |
| State | FL |
| Zip | 33774-2450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ATHENIAN GARDENS 1ST ADD LOT 18 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 8 |
| Legal Subdivision | ATHENIAN GARDENS 1ST ADD |
| Legal Tract | 1711 |
| Legal Lot Number | 18 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 25209 |
12906 Mia Cir is owned and occupied by two individuals who bought it in July 2021.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12906 MIA CIR, LARGO, FL 33774-2450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Feb 5, 2024 | Deed of Trust, Mortgage · VA Mortgage LOANDRONE INC |
| Oct 16, 2024 | Deed of Trust, Mortgage · VA Mortgage LOANDRONE INC |
| Jul 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 18, 2019 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on File |
| Deed Sale | Jul 26, 2021 · Amount on File |
| Prior Sale | Dec 18, 2019 · Amount on File |
| Deed Document Number | 2021243323 |
| Deed Book / Page | 21641 / 1485 |
| Prior Transfer Date | Mar 18, 2003 |
| Prior Transfer Doc | 0126530426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12906 MIA CIR, LARGO, FL 33774-2450 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 12906 MIA CIR, LARGO, FL 33774-2450 |
| Document Number | 0213981552 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 21398/1552 |
| Instrument | 2021056025 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12906 MIA CIR, LARGO, FL 33774-2450 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12906 MIA CIR, LARGO, FL 33774-2450 |
| Document Number | 0226962342 |
|---|---|
| Date | Feb 5, 2024 |
| Book Page | 22696/2342 |
| Instrument | 2024029381 |
| Name | LOANDRONE INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12906 MIA CIR, LARGO, FL 33774-2450 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12906 MIA CIR, LARGO, FL 33774-2450 |
| Document Number | 0229442159 |
|---|---|
| Date | Oct 16, 2024 |
| Book Page | 22944/2159 |
| Instrument | 2024254207 |
| Name | LOANDRONE INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 26, 2021 |
| Property Address | 12906 MIA CIR, LARGO, FL 33774-2450 |
| Document Number | 0216411485 |
| Book / Page | 21641 / 1485 |
| Map Reference | MB 65 PG 5 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021243323 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4100 SOUTHWEST FWY APT 102, 4100, HOUSTON, TX 77027-7428 |
| Name | Verified Name |
|---|---|
| Address | 12906 MIA CIR, LARGO, FL 33774-2450 |
| Document Number | 216411487 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 21641/1487 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 18, 2019 |
| Property Address | 12906 MIA CIR, LARGO, FL 33774-2450 |
| Document Number | 0208131716 |
| Book / Page | 020813 / 001716 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 403914 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12906 MIA CIR LARGO FL 337742450, LARGO, FL 33774-2450 |
| Document Number | 208131718 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 020813/001718 |
| Instrument | 403915 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 17, 2049 |
The 2025 property tax bill for 12906 Mia Cir was $8,158 with exemptions applied, up 5.5% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,158.00 (+5.47%) Homeowner's exemption Veteran's exemption | $476,896 | $633,115 Land $228,747 Building $404,368 |
| 2024 | $7,735.00 (+1.55%) | ||
| 2023 | $7,617.00 (+20.14%) Homeowner's exemption Veteran's exemption | $449,957 (+19.86%) | $514,663 (+27.38%) Land $185,772 Building $328,891 |
| 2022 | $6,340.00 Homeowner's exemption | $375,407 | $404,025 Land $210,960 Building $193,065 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12906 Mia Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12906 Mia Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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