Saginaw County property record for 12906 Dice Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,994 sqft · built 1973 |
| Lot Size | 1.62 acres (70,567 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $247,000 (Dec 2019) |
| Tax Bill | $4,507 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-06-3407-000 |
| Primary APN | 28-12-3-06-3407-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,994 sqft Living Area |
| 1st Floor Area | 1,329 sqft |
| Basement Area | 1,329 sqft |
| Unfinished Basement | 1,329 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 70,567 sqft (1.62 acres) |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12906 DICE RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-9283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | LOT 7 CANTERBURY PARK SUBDIVISION THE SW 1/4 OF SW 1/4 SEC 06 T12N R3E |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 06 |
| Legal Subdivision | PARK SUBDIVISION |
| Legal Lot Number | 7 |
| Legal Unit | 7 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 12002 |
12906 Dice Rd is owned and occupied by two individuals who bought it in December 2019.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12906 DICE RD, FREELAND, MI 48623-9283 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2019 · Amount on File |
| Deed Sale | Dec 4, 2019 · Amount on File |
| Prior Sale | Apr 9, 2008 |
| Deed Document Number | 201929515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 4, 2019 |
| Property Address | 12906 DICE RD, FREELAND, MI 48623-9283 |
| Document Number | 0000029515 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 29515 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2019 |
| Title Company | TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6055 N RIVER RD FREELAND MI 486238508, FREELAND, MI 48623-8508 |
| Document Number | 29516 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 29516 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 3, 2049 |
The 2025 property tax bill for 12906 Dice Rd was $4,507 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,400 (+1.22%) | $298,800 (+1.22%) | |
| 2025 | $4,507.00 Homeowner's exemption | $147,600 | $295,200 |
| 2023 | $115,600 | $231,200 | |
| 2022 | $3,755.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12906 Dice Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12906 Dice Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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