Frederick County property record for 12906 Coppermine Rd, Union Bridge, MD 21791
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,226 sqft · built 1987 |
| Lot Size | 8.66 acres (377,230 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $429,900 (Sep 2003) |
| Tax Bill | $6,028 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-358790 |
| Primary APN | 17-358790 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,226 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 970 sqft |
| Finished Basement | 970 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 377,230 sqft |
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Stable | 600 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 358790 |
|---|---|
| Street Address | 12906 COPPERMINE RD |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-8018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 1 SECT 1 8.669 AC COPPERMINE RD CEDARBROOK FARMS |
| Legal Subdivision | CEDARBROOK FARMS SEC 1 |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 17, JOHNSVILLE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 751600 |
12906 Coppermine Rd is owned and occupied by two individuals who bought it in September 2003.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12906 COPPERMINE RD, UNION BRIDGE, MD 21791-8018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2003 · Amount on File |
| Deed Sale | Sep 12, 2003 · Amount on File |
| Prior Sale | Feb 19, 1998 |
| Deed Document Number | 20036589 |
| Deed Book / Page | 4102 / 313 |
| Transfer Doc | 0023820015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 12906 COPPERMINE RD, UNION BRIDGE, MD 21791-8018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0122060162 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 12206/0162 |
| Instrument | 12206-0162 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | FREDERICK, MD 21701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 12906 Coppermine Rd was $6,028 with a homeowner's exemption, up 6.2% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561,700 (+3.92%) | $604,100 (+11.77%) Land $180,900 Building $423,200 | |
| 2025 | $6,028.00 (+6.18%) Homeowner's exemption | $540,500 Land $150,900 Building $389,600 | $540,500 Land $150,900 Building $389,600 |
| 2024 | $5,677.00 (+8.71%) | ||
| 2023 | $5,222.00 Homeowner's exemption | $453,833 | $540,500 Land $150,900 Building $389,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12906 Coppermine Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12906 Coppermine Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: EarthLink Business.
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