12906 Bailey Valley Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 12906 Bailey Valley Dr, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,474 sqft · built 2020
Lot Size	0.346 acres (15,072 sqft)
Owner	Individual Name on File
Last Sale	$374,680 (Mar 2020)
Tax Bill	$4,410 (2026)
Deeds & Mortgages	Nov 2021 Refinance May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`735-66-96-54-400-000`

Property Details

APN / Parcel Number

Primary APN	`735-66-96-54-400-000`
Alternative APN	`412410001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,474 sqft Finished Area
1st Floor Area	976 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,072 sqft (0.346 acres)
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	412410001
Street Address	12906 BAILEY VALLEY DR
City	MIDLOTHIAN
State	VA
Zip	23112-6917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	BAYHILL POINTE SEC 22 008
Legal Subdivision	BAYHILL POINTE
Legal Lot Number	8
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	2
Census Block	2006
Census Tract	101013

Owner

12906 Bailey Valley Dr is owned and occupied by an individual who bought it in March 2020.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	12906 BAILEY VALLEY DR, MIDLOTHIAN, VA 23112-6917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 19, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage NVR MTG FIN
Dec 13, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2020 · Amount on File
Deed Sale	Mar 19, 2020 · Amount on File
Prior Sale	Dec 13, 2019 · Amount on File
Deed Document Number	202011910
Deed Book / Page	12667 / 996
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12906 BAILEY VALLEY DR, MIDLOTHIAN, VA 23112-6917
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013717-571
Date	Nov 5, 2021
Book Page	13717/571
Instrument	2021070917

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	May 7, 2026
Property Address	12906 BAILEY VALLEY DR, MIDLOTHIAN, VA 23112-6917
Document Number	0000016361
Book / Page	15240 / 421
Instrument Date	Apr 17, 2026
Instrument	202616361
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12906 BAILEY VALLEY DR, MIDLOTHIAN, VA 23112-6917
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016361,
Date	May 7, 2026
Book Page	15240/421
Instrument	202616361

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	10.5%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Mar 19, 2020
Property Address	12906 BAILEY VALLEY DR, MIDLOTHIAN, VA 23112-6917
Document Number	12667996
Book / Page	012667 / 000996
Instrument Date	Mar 16, 2020
Instrument	11910
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12906 BAILEY VALLEY DR MIDLOTHIAN VA 231126917, MIDLOTHIAN, VA 23112-6917

Mortgage

Document Number	12667999
Date	Mar 19, 2020
Book Page	012667/000999
Instrument	11911

Lender

Name	NVR MTG FIN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2050

Interest

Rate Type	Fixed Rate

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Dec 13, 2019
Property Address	12906 BAILEY VALLEY DR, MIDLOTHIAN, VA 23112-6917
Document Number	12559760
Book / Page	012559 / 000760
Instrument Date	Dec 10, 2019
Instrument	51215
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$76.12
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7501 BOULDER VIEW DR #450 NORTH CHESTERFIELD VA 232254054, 450, NORTH CHESTERFIELD, VA 23225-4054
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 12906 Bailey Valley Dr was $4,410.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,410.00	$492,800 (+3.55%) Land $80,000 Building $412,800	$492,800 (+3.55%) Land $80,000 Building $412,800
2025		$475,900 Land $78,000 Building $397,900	$475,900 Land $78,000 Building $397,900
2023	$4,132.00	$451,400 Land $75,000 Building $376,400	$451,400 Land $75,000 Building $376,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12906 Bailey Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12906 Bailey Valley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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