Montgomery County property record for 12905 Winterthur Ln, Silver Spring, MD 20904 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,136 sqft · built 1971 |
| Lot Size | 0.248 acres (10,811 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,000 (Aug 2000) |
| Tax Bill | $5,570 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00384480 |
| Primary APN | 05-00384480 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,136 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Basement Area | 666 sqft |
| Finished Basement | 666 sqft |
| Utility Area | 66 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,811 sqft (0.248 acres) |
| Garage Type | Carport |
| Garage Area | 242 sqft |
| Carport | Carport |
| Carport Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00384480 |
|---|---|
| Street Address | 12905 WINTERTHUR LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-3350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODLAWN TERRACE |
| Legal Subdivision | L F HOBBS ADD WOODLAWN TERRACE |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 701503 |
Source: Montgomery County records · APN 05-00384480
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12905 WINTERTHUR LN, SILVER SPRING, MD 20904-3350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION MORTGAGE ASSOCIATION INC |
| Mar 30, 2021 | Deed of Trust, Mortgage · Line of Credit MID-ATLANTIC FCU |
| Jan 06, 2021 | Deed of Trust, Mortgage · Line of Credit MID-ATLANTIC FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 04, 2000 · Amount on Record |
| Deed Sale | Aug 04, 2000 · Amount on Record |
| Prior Sale | May 18, 1999 |
| Deed Document Number | 2000186203 |
| Deed Book / Page | 18290 / 130 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12905 WINTERTHUR LN, SILVER SPRING, MD 20904-3350 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Title Company | FH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 12905 WINTERTHUR LN, SILVER SPRING, MD 20904-3350 |
| Document Number | 0698560198 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | 69856/198 |
| Name | CREDIT UNION MORTGAGE ASSOCIATION INC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12905 WINTERTHUR LN, SILVER SPRING, MD 20904-3350 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0623480286 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 62348/286 |
| Name | MID-ATLANTIC FCU |
|---|---|
| Type | Credit Union |
| Address | GERMANTOWN, MD 20874 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12905 WINTERTHUR LN, SILVER SPRING, MD 20904-3350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0615180432 |
|---|---|
| Date | Jan 06, 2021 |
| Book Page | 61518/432 |
| Name | MID-ATLANTIC FCU |
|---|---|
| Type | Credit Union |
| Address | GERMANTOWN, MD 20874 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,100 (+4.15%) Land $225,400 Building $215,700 | $441,100 (-) Land $225,400 Building $215,700 | |
| 2025 | $5,570.00 (+38.11%) | $423,533 (+9.05%) | $441,100 (+13.57%) Land $225,400 Building $215,700 |
| 2023 | $388,400 Land $225,400 Building $163,000 | $388,400 Land $225,400 Building $163,000 | |
| 2022 | $4,033.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317015034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 399 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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