12905 Timmor Ct, Saint Louis, MO 63131 Property Records

St. Louis County property record for 12905 Timmor Ct, Saint Louis, MO 63131

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 11,788 sqft · built 2008
Lot Size	1.02 acres (44,475 sqft)
Owner	2 Individual Names on Record
Tax Bill	$23,615 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20O-11-0145`

Property Details

APN / Parcel Number

Primary APN	`20O-11-0145`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	28 Plumbing Fixtures
Total Rooms	16 Rooms
Stories	1 Story
Building Area	11,788 sqft Living Area
Gross Area	13,100 sqft
1st Floor Area	3,508 sqft
Basement Area	2,600 sqft
Finished Basement	2,600 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	44,475 sqft
Lot Dimensions	209 ft deep x 213 ft wide
Garage Type	Attached
Garage Area	1,312 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Frame Porch
Porch Area	88 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12905 TIMMOR CT
City	SAINT LOUIS
State	MO
Zip	63131-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	83SE
Legal Description	CLAY CLIFFE ESTATES LOT 10
Legal Subdivision	CLAY CLIFFE ESTATES
Legal Lot Number	10
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	1
Census Block	1019
Census Tract	217701

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12905 TIMMOR CT, SAINT LOUIS, MO 63131-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2013
Deed Sale	Jul 26, 2013
Prior Sale	May 17, 2011 · Amount on Record
Deed Document Number	2013876
Deed Book / Page	20604 / 2635
Last Transfer Date	Feb 28, 2025
Transfer Doc	0000000476
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	12905 TIMMOR CT, SAINT LOUIS, MO 63131-1318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12905 TIMMOR CT, SAINT LOUIS, MO 63131-1318

Mortgage

Document Number	0241981103
Date	Aug 11, 2020
Book Page	24198/1103
Instrument	2020081100974

Lender

Name	US BANK NA
Type	Bank
Address	KANSAS CITY, MO 64112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Town And Country City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,410 (-) Land $85,820 Building $342,590	$2,254,800 (-) Land $451,700 Building $1,803,100
2025	$23,615.00 (-2.94%)	$428,410 (+2.43%) Land $85,820 Building $342,590	$2,254,800 (+2.44%) Land $451,700 Building $1,803,100
2024	$24,330.00 (+5.67%)
2023	$23,025.00 (-6.83%)	$418,230 (+2.53%) Land $76,290 Building $341,940	$2,201,200 (+2.53%) Land $401,500 Building $1,799,700
2022	$24,712.00	$407,910 Land $85,820 Building $322,090
2021			$2,146,900 Land $451,700 Building $1,695,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1982–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile.

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