12905 Ridgeland Rd, Vancleave, MS 39565 Property Records

Jackson County property record for 12905 Ridgeland Rd, Vancleave, MS 39565

Property Summary

Property TypeMobile Home
Details2,432 sqft · built 2021
Lot Size2.31 acres (101,059 sqft)
OwnerIndividual Name on File
Tax Bill$903 (2025)
Deeds & MortgagesNov 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN685.15-00-0012.25

Property Details

APN / Parcel Number

Primary APN685.15-00-0012.25
Alternative APN
  • 02915010.250

Interior

Stories1 Story
Building Area2,432 sqft Heated Area

Exterior

Year BuiltBuilt 2021
Architectural StyleMobile/Manufactured
Exterior MaterialOther
Foundation TypePier/Post & Beam
Lot Area101,059 sqft (2.31 acres)

Location & Zoning

Street Address12905 RIDGELAND RD
CityVANCLEAVE
StateMS
Zip39565-9582
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCOM NEC NE1/4 NW1/4 N89*E 98.70' TO POB S53*E 460.89' TO W ROW RIDGELAND RD NELY ALG RD 155.70' N38*W 494.64' S45*W 270.05' T
JurisdictionJACKSON MS
Township / Civil Division5
Census Block Group2
Census Block2002
Census Tract40203

Owner

12905 Ridgeland Rd, a mobile home, is owned and occupied by an individual who acquired it in November 2024.

Source: Jackson County records, as of March 19, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12905 RIDGELAND RD, VANCLEAVE, MS 39565-9582
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2024
Deed SaleNov 12, 2024
Deed Document Number0002187742
Deed Book / Page2187 / 742
Record UpdatedJun 8, 2026

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MS
Recording DateNov 12, 2024
Property Address12905 RIDGELAND RD, VANCLEAVE, MS 39565-9582
Document Number002187/742
Book / Page2187 / 742
Instrument DateOct 23, 2024
Instrument202421302
Transaction TypeTransfer
Record UpdatedJan 23, 2026
Title CompanyUNKNOWN, KRAUSE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address551 S WASHINGTON ST, HAGERSTOWN, IN 47346-1557

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12905 RIDGELAND RD, VANCLEAVE, MS 39565-9582

Mortgage

Document Number0202421303
DateNov 12, 2024
Instrument202421303
Lender
NameLOANSTEADY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 12905 Ridgeland Rd was $903 with a homeowner's exemption, down 13.1% from the year before.

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$903.00 (-13.09%) Homeowner's exemption$10,132 (-9.2%) Land $2,398 Building $7,734$101,322 (-9.2%) Land $23,980 Building $77,342
2024$1,039.00 (-5.03%) Homeowner's exemption$11,159 (-4.53%) Land $2,337 Building $8,822$111,587 (-4.54%) Land $23,370 Building $88,217
2023$1,094.00 (-2.76%) Homeowner's exemption$11,689 (-4.35%) Land $2,337 Building $9,352$116,889 (-4.35%) Land $23,370 Building $93,519
2022$1,125.00 Homeowner's exemption$12,221 Land $2,337 Building $9,884$122,205 Land $23,370 Building $98,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12905 Ridgeland Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims10 (1998–2015)
Claims Outside the SFHA3 of 10
Most Recent ClaimMay 2015 · other causes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Mar 2009 · 2 claims
  • Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12905 Ridgeland Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 90% of Mississippi
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Singing River Connect
Fiber
2,000 / 2,000

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