Pierce County property record for 12905 Ridge Cir E, Sumner, WA 98391 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,355 sqft · built 2005 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $353,984 (Aug 2026) |
| Tax Bill | $4,976 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 699532-1-330 |
| Primary APN | 699532-1-330 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,355 sqft Living Area |
| Gross Area | 437 sqft |
| Basement Area | 441 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 84 sqft |
| Patio Area | 192 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 12905 RIDGE CIR E |
|---|---|
| City | BONNEY LAKE |
| State | WA |
| Zip | 98391-7243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 14 TOWNSHIP 19 RANGE 05 QUARTER 22 PRAIRIE RIDGE # 4: PRAIRIE RIDGE # 4 L 133 EASE OF RECORD TOG/W COMM PROP INT MH 50000-02925 LOC ON THIS PARCEL (DC 2343 DM 88) |
| Legal Range | 05 |
| Legal Township | 19 |
| Legal Section | 14 |
| Legal Subdivision | PRAIRIE RIDGE # 4 |
| Legal Lot Number | 133 |
| Legal Unit | 4 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | BUCKLEY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 70204 |
Source: Pierce County records · APN 699532-1-330
Assessment roll updated July 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12905 RIDGE CIR E, BONNEY LAKE, WA 98391-7243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 03, 2026 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC |
| Dec 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2026 · Amount on Record |
| Deed Sale | Aug 03, 2026 · Amount on Record |
| Prior Sale | Mar 11, 2005 · Amount on Record |
| Deed Document Number | 2026360 |
| Prior Transfer Date | Jul 28, 2026 |
| Prior Transfer Doc | 0000000360 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Aug 03, 2026 |
| Property Address | 12905 RIDGE CIR E, BONNEY LAKE, WA 98391-7243 |
| Document Number | 0000000360 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 2026360 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $572,038.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12905 RIDGE CIR E, BONNEY LAKE, WA 98391-7243 |
| Document Number | 0000000361, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 20263361 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 12905 RIDGE CIR E, SUMNER, WA 98391-7243 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0012110117 |
|---|---|
| Date | Dec 11, 2018 |
| Instrument | 201812110117 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Sumner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,976.00 (+6.39%) | $409,000 (+9.95%) Land $152,500 Building $256,500 | $409,000 (+9.95%) Land $152,500 Building $256,500 |
| 2025 | $4,677.00 (+15.94%) | ||
| 2024 | $4,034.00 (-0.3%) | $372,000 (-3.65%) Land $154,400 Building $217,600 | $372,000 (-3.65%) Land $154,400 Building $217,600 |
| 2023 | $4,046.00 | $386,100 Land $158,100 Building $228,000 | $386,100 Land $158,100 Building $228,000 |
Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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