12905 Mill Rd, Cloverdale, OR 97112 Property Records

Tillamook County property record for 12905 Mill Rd, Cloverdale, OR 97112

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,487 sqft · built 1938
Lot Size	0.61 acres (26,571 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Dec 2024)
Tax Bill	$2,098 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4S1022-00-03000`

Property Details

APN / Parcel Number

Primary APN	`4S1022-00-03000`
Alternative APNs	`R0253843` `253843`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,487 sqft Living Area
Gross Area	2,317 sqft
1st Floor Area	992 sqft
Attic	Attic
Attic Area	495 sqft
Basement Area	660 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1965
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,571 sqft (0.61 acres)
Garage Type	Carport
Garage Area	560 sqft
Carport	Carport
Carport Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	55 sqft
Deck Area	170 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	253843
Street Address	12905 MILL RD
City	CLOVERDALE
State	OR
Zip	97112-9300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR-1
Legal Range	10W
Legal Township	04S
Legal Section	22
Jurisdiction	TILLAMOOK OR
Township / Civil Division	NESKOWIN
Census Block Group	2
Census Block	2025
Census Tract	960800

Owner

Source: Tillamook County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12905 MILL RD, CLOVERDALE, OR 97112-9300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2024	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Dec 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG
Dec 14, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 30, 2019	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
May 23, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Oct 30, 2019 · Amount on Record
Deed Document Number	20245282
Prior Transfer Date	Oct 4, 2016
Prior Transfer Doc	0000005695
Record Updated	Sep 20, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TILLAMOOK OR
Recording Date	Dec 18, 2024
Property Address	12905 MILL RD, CLOVERDALE, OR 97112-9300
Document Number	0000005282
Instrument Date	Dec 11, 2024
Instrument	2024-05282
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12905 MILL ORAD, CLOVERDALE, OR 97112-9300

Mortgage

Document Number	0000005283
Date	Dec 18, 2024
Instrument	2024-05283

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Property Address	12905 MILL RD, CLOVERDALE, OR 97112-9300
Document Number	0000009132
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE CO OC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12905 MILL RD CLOVERDALE OR 971129300, CLOVERDALE, OR 97112-9300

Mortgage

Document Number	0000009132
Date	Dec 18, 2020
Instrument	9132

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1056 Months

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Property Address	12905 MILL RD, CLOVERDALE, OR 97112-9300
Document Number	0000009133
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12905 MILL RD CLOVERDALE OR 971129300, CLOVERDALE, OR 97112-9300

Mortgage

Document Number	0000009133
Date	Dec 18, 2020
Instrument	9133

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1056 Months

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TILLAMOOK OR
Recording Date	Oct 30, 2019
Property Address	12905 MILL RD, CLOVERDALE, OR 97112-9300
Document Number	0000006772
Instrument Date	Oct 28, 2019
Instrument	6772
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12905 MILL RD CLOVERDALE OR 971129300, CLOVERDALE, OR 97112-9300

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	TILLAMOOK OR
Recording Date	May 23, 2019
Property Address	12905 MILL RD, CLOVERDALE, OR 97112-9300
Document Number	0000002840
Instrument Date	May 23, 2019
Instrument	2840
Transaction Type	Foreclosure
Record Updated	Jun 7, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$117.50
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10787 MOUNTSHIRE CIR HIGHLANDS RANCH CO 801267503, HIGHLANDS RANCH, CO 80126-7503

Tax Assessment & Valuation

Source: Tillamook County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Tillamook County
Unified School District	Nestucca Valley School District 101J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,098.00 (+5.48%)	$160,120 (+3%) Land $49,240 Building $110,880	$340,830 (+7.05%) Land $114,640 Building $226,190
2024	$1,989.00 (+0.96%)	$155,460 (+2.99%) Land $47,810 Building $107,650	$318,370 (-5.23%) Land $106,700 Building $211,670
2023	$1,970.00 (+3.68%)	$150,940 (+3%) Land $46,420 Building $104,520	$335,940 (+8.94%) Land $107,670 Building $228,270
2022	$1,900.00	$146,550 Land $45,070 Building $101,480	$308,380 Land $74,400 Building $233,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2011 · Severe Winter Storm, Flooding, Mudslides, Landslides, And Debris Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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