Montgomery County property record for 12905 McCubbin Ln, Germantown, MD 20874
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,604 sqft · built 1995 |
| Lot Size | 0.145 acres (6,315 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $238,130 (Nov 1995) |
| Tax Bill | $7,655 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03024310 |
| Primary APN | 06-03024310 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,604 sqft Living Area |
| Gross Area | 3,004 sqft |
| 1st Floor Area | 1,138 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,315 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 03024310 |
|---|---|
| Street Address | 12905 MCCUBBIN LN |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-6307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD4 |
| Legal Description | PLAT 18999 VILLAGE O F CLOPPERS MILL |
| Legal Subdivision | VILLAGE OF CLOPPERS MILL |
| Legal Block | D |
| Legal Lot Number | 11 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 700614 |
12905 McCubbin Ln is owned and occupied by two individuals who bought it in November 1995.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12905 MCCUBBIN LN, GERMANTOWN, MD 20874-6307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 1995 · Amount on File |
| Deed Sale | Nov 13, 1995 · Amount on File |
| Deed Document Number | 199559054 |
| Deed Book / Page | 13748 / 101 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 12905 McCubbin Ln was $7,655.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $652,267 (+5.45%) | $686,000 (-) Land $218,300 Building $467,700 | |
| 2025 | $7,655.00 | $618,533 | $686,000 Land $218,300 Building $467,700 |
| 2023 | $547,767 | $584,800 Land $207,900 Building $376,900 | |
| 2022 | $5,351.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12905 McCubbin Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12905 McCubbin Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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