12905 Larene Dr, Black Hawk, SD 57718 Property Records

Meade County property record for 12905 Larene Dr, Black Hawk, SD 57718 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · built 1979
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$256,000 (Mar 2022)
Tax Bill	$2,383 (2025)
Deeds & Mortgages	Jul 2018 Reverse Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15.74.10.02`

Property Details

APN / Parcel Number

Primary APN	`15.74.10.02`

Interior

Bedrooms	3 Beds

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	7,501 sqft (0.172 acres)

Location & Zoning

Street Address	12905 LARENE DR
City	BLACK HAWK
State	SD
Zip	57718-9316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WONDERLAND HOMES LOT 2 BLK 10
Legal Range	06
Legal Township	03
Legal Section	24
Legal Subdivision	WONDERLAND HOMES
Legal Block	10
Legal Lot Number	2
Jurisdiction	MEADE SD
Township / Civil Division	SOUTHWEST MEADE
Census Block Group	4
Census Block	4033
Census Tract	20302

Owner

Source: Meade County records · APN 15.74.10.02

Assessment roll updated March 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12905 LARENE DR, BLACK HAWK, SD 57718-9316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Mar 10, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 22, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Prior Sale	Oct 22, 2019 · Amount on Record
Deed Document Number	20221588
Deed Book / Page	952 / 1153
Record Updated	Jun 08, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	12905 LARENE DR, BLACK HAWK, SD 57718-9316
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00904/1559
Date	Jul 30, 2018
Book Page	904/1559
Instrument	18004460

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	937 Months
Due	Aug 10, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.28%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2019
Change Frequency	Annually
Index	1-Year LIBOR

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Mar 10, 2022
Property Address	12905 LARENE DR, BLACK HAWK, SD 57718-9316
Document Number	00952/1153
Book / Page	952 / 1153
Map Reference	MB 11 PG 32
Instrument Date	Mar 04, 2022
Instrument	22001588
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	PENNIMAN TITLE COMPANY, PENNINGTON TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$256.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10839 MOUNTAIN SHADOW RD, PIEDMONT, SD 57769-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12905 LARENE DR, BLACK HAWK, SD 57718-9316

Mortgage

Document Number	0022001590
Date	Mar 10, 2022
Instrument	22001590

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Oct 22, 2019
Property Address	12905 LARENE DR, BLACK HAWK, SD 57718-9316
Document Number	000916/508
Book / Page	916 / 508
Instrument Date	Oct 21, 2019
Instrument	19006548
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12905 LARENE DR, BLACK HAWK, SD 57718-9316

Mortgage

Document Number	00919/1516
Date	Oct 22, 2019
Book Page	919/1516
Instrument	19006549

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Meade County records · Assessment roll updated March 23, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,383.00 (+3.07%) Additional exemption filed	$216,680 (+4.08%) Land $38,420 Building $178,260	$216,680 Land $38,420 Building $178,260
2024	$2,312.00 (-0.82%)
2023		$208,191 Land $38,420 Building $169,771
2022	$2,331.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Meade County (46093C), updated May 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 79% of South Dakota
Wildfire Likelihood	About 1 in 313 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	1,250 / 60
Clarity Telecom	Cable	1,000 / 30
BHT Investment Holdings	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: Clarity Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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