1. Home
  2. Virginia
  3. Chesterfield County
  4. Chester
  5. Chipstead Rd

12905 Chipstead Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 12905 Chipstead Rd, Chester, VA 23831

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,436 sqft · built 1991
Lot Size0.441 acres (19,210 sqft)
Owner2 Individual Names on Record
Last Sale$388,000 (Jun 2008)
Tax Bill$25 (2026)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN792-64-98-68-100-000

Property Details

APN / Parcel Number

Primary APN792-64-98-68-100-000
Alternative APNs
  • 132040900000037
  • 336003001

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,436 sqft Finished Area
1st Floor Area294 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area19,210 sqft (0.441 acres)
Garage Area546 sqft
Parking Spaces2 Parking Spaces
Deck Area518 sqft
Patio Area518 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number336003001
Street Address12905 CHIPSTEAD RD
CityCHESTER
StateVA
Zip23831-4665
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7 - SINGL
Legal DescriptionHIDDEN VALLEY EST SEC6 000-037
Legal SubdivisionHIDDEN VALLEY ESTATES
Legal Lot Number37
JurisdictionCHESTERFIELD VA
Township / Civil DivisionBERMUDA
Census Block Group1
Census Block1000
Census Tract100506

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12905 CHIPSTEAD RD, CHESTER, VA 23831-4665
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2008 · Amount on Record
Deed SaleJun 23, 2008 · Amount on Record
Deed Book / Page8371 / 35
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address12905 CHIPSTEAD RD, CHESTER, VA 23831-4665
Document Number1284677
Instrument DateJul 9, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12905 CHIPSTEAD RD CHESTER VA 238314665, CHESTER, VA 23831-4665

Mortgage

Document Number1284677
DateJul 14, 2020
Book Page012846/000077
Instrument33779
Lender
NameMCLEAN MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 13, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$25.00$620,900 (+3.12%) Land $83,000 Building $537,900$620,900 (+3.12%) Land $83,000 Building $537,900
2025$602,100 (+17.69%) Land $83,000 Building $519,100$602,100 (+17.69%) Land $83,000 Building $519,100
2023$25.00$511,600 Land $81,000 Building $430,600$511,600 Land $81,000 Building $430,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chipstead Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures