12904 Triple Oak, Lowell, MI 49331 Property Records

Kent County property record for 12904 Triple Oak, Lowell, MI 49331

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Trust Names on File
Last Sale	$170,000 (Feb 2025)
Tax Bill	$1,848 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-16-26-101-006`

Property Details

APN / Parcel Number

Primary APN	`41-16-26-101-006`

Exterior

Architectural Style	Condo/Apartment
Lot Area	59,677 sqft (1.37 acres)

Location & Zoning

Street Address	12904 TRIPLE OAK
City	LOWELL
State	MI
Zip	49331-9813
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	411626101006 UNIT 6 * FLAT RIVER VISTA CONDOMINIUM KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.1134 INSTRUMENT
Legal Subdivision	FLAT RIVER VISTA CONDOMINIUM KENT COUNTY
Legal Unit	6
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	1
Census Block	1035
Census Tract	12003

Owner

12904 Triple Oak, residential vacant land, is held in a trust since November 2025.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1304 AMELANCHIER LN, LOWELL, MI 49331-8412
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Mar 19, 2024	Warranty Deed, Transfer ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC
Jan 4, 2023	Warranty Deed, Transfer SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2025 · Amount on File
Deed Sale	Feb 24, 2025 · Amount on File
Prior Sale	Mar 19, 2024 · Amount on File
Deed Document Number	20259629
Last Transfer Date	Nov 26, 2025
Transfer Doc	0000079584
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Dec 8, 2025
Property Address	12904 TRIPLE OAK, LOWELL, MI 49331-9813
Document Number	0000079584
Map Reference	DOC 20211112-0123341
Instrument Date	Nov 26, 2025
Instrument	20251208-0079584
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	STARTEX TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 AMELANCHIER LN, LOWELL, MI 49331-8412

Mortgage

Document Number	0000079585
Date	Dec 8, 2025
Instrument	20251208-0079585

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Dec 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2041
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 19, 2024
Property Address	12904 TRIPLE OAK, LOWELL, MI 49331-9813
Document Number	0000013279
Map Reference	DOC 2021112-0123341
Instrument Date	Mar 11, 2024
Instrument	20240319-0013279
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12960 61ST AVE, ALLENDALE, MI 49401-9218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12904 TRIPLE OAK, LOWELL, MI 49331-9813

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 4, 2023
Property Address	12904 TRIPLE OAK, LOWELL, MI 49331-9813
Document Number	0000000322
Map Reference	DOC 202111120123341
Instrument Date	Dec 30, 2022
Instrument	20230104-0000322
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount on Record
Tax	$727.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4570 DIVISION ST, WAYLAND, MI 49348-9725

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12960 61ST AVE, ALLENDALE, MI 49401-9218

Tax Assessment & Valuation

The 2025 property tax bill for 12904 Triple Oak was $1,848.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,300 (+289.51%)	$304,600 (+289.51%)
2025	$1,848.00	$39,100	$78,200
2023		$27,800	$55,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12904 Triple Oak in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12904 Triple Oak is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

May also be available: AT&T.

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