12904 Summer Hill Dr, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12904 Summer Hill Dr, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,748 sqft · built 1985
Lot Size	0.153 acres (6,657 sqft)
Owner	2 Individual Names on File
Last Sale	$208,000 (Jul 1996)
Tax Bill	$5,588 (2025)
Deeds & Mortgages	Oct 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-02511971`

Property Details

APN / Parcel Number

Primary APN	`05-02511971`
Alternative APN	`02511971`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,748 sqft Living Area
1st Floor Area	1,434 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,657 sqft (0.153 acres)
Garage Type	Built-in
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02511971
Street Address	12904 SUMMER HILL DR
City	SILVER SPRING
State	MD
Zip	20904-7135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	DEER PARK AT FAIRLAN D
Legal Subdivision	DEER PARK
Legal Block	G
Legal Lot Number	6
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	701424

Owner

12904 Summer Hill Dr is owned and occupied by two individuals who bought it in July 1996.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12904 SUMMER HILL DR, SILVER SPRING, MD 20904-7135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 1996 · Amount on File
Deed Sale	Jul 8, 1996 · Amount on File
Deed Document Number	199673257
Deed Book / Page	14231 / 559
Record Updated	Sep 20, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12904 SUMMER HILL DR, SILVER SPRING, MD 20904-7135
Document Number	0535660331
Book / Page	053566 / 000331
Instrument Date	Oct 29, 2016
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12904 SUMMER HILL DR SILVER SPRING MD 209047135, SILVER SPRING, MD 20904-7135

Mortgage

Document Number	0535660331
Date	Jan 13, 2017
Book Page	053566/000331

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12904 Summer Hill Dr was $5,588.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$652,900 (+13.99%) Land $188,300 Building $464,600	$652,900 (-) Land $188,300 Building $464,600
2025	$5,588.00	$572,767	$652,900 Land $188,300 Building $464,600
2023		$412,500 Land $188,300 Building $224,200	$412,500 Land $188,300 Building $224,200
2022	$4,267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12904 Summer Hill Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12904 Summer Hill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20