12904 Stone Canyon Rd, Poway, CA 92064 Property Records

San Diego County property record for 12904 Stone Canyon Rd, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,885 sqft · built 1989
Lot Size0.73 acres (31,799 sqft)
Owner2 Individual Names on Record
Last Sale$2,080,000 (Jun 2023)
Tax Bill$24,437 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN275-241-17-00

Property Details

APN / Parcel Number

Primary APN275-241-17-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,885 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area31,799 sqft (0.73 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address12904 STONE CANYON RD
CityPOWAY
StateCA
Zip92064-2017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-C
Legal DescriptionLOT 2 TR 011338
Legal SubdivisionPOWAY #83-03
Legal Tract011338
Legal Block1
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract17006

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12904 STONE CANYON RD, POWAY, CA 92064-2017
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2023Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2023 · Amount on Record
Deed SaleJun 16, 2023 · Amount on Record
Prior SaleDec 12, 2001 · Amount on Record
Deed Document Number2023158471
Prior Transfer DateAug 10, 2005
Prior Transfer Doc0000698906
Record UpdatedOct 29, 2026

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 16, 2023
Property Address12904 STONE CANYON RD, POWAY, CA 92064-2017
Document Number0000158471
Map ReferenceMAP 11338
Instrument DateMay 22, 2023
Instrument2023-0158471
Transaction TypeTransfer
Record UpdatedJun 27, 2023
Title CompanyEQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12904 STONE CANYON RD, POWAY, CA 92064-2017

Mortgage

Document Number0000158472
DateJun 16, 2023
Instrument2023-0158472
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12904 STONE CANYON RD, POWAY, CA 92064-2017
Transaction TypeMortgage
Record UpdatedJul 8, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12904 STONE CANYON RD, POWAY, CA 92064-2017

Mortgage

Document Number0000466982
DateJun 28, 2021
Instrument2021-0466982
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,207,312 (+2%) Land $1,538,751 Building $668,561
2025$24,437.00 (+169.25%) Homeowner's exemption$2,164,032 (+167.38%) Land $1,508,580 Building $655,452
2023$9,076.00 (+1.7%) Homeowner's exemption$809,347 (+2%) Land $425,973 Building $383,374
2022$8,924.00 Homeowner's exemption$793,478 Land $417,621 Building $375,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1995–2014)
Most Recent ClaimDec 2014 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cox Communications.

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