12904 E 41st Ter S, Independence, MO 64055 Property Records

Jackson County property record for 12904 E 41st Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,883 sqft · built 1961
Lot Size	0.264 acres (11,511 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,585 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-340-10-14`

Property Details

APN / Parcel Number

Primary APN	`33-340-10-14`
Alternative APNs	`33-340-10-14-00-0-00-000` `33340101400000001` `879175`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,883 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	1,584 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,511 sqft (0.264 acres)
Lot Dimensions	124 ft deep x 85 ft wide
View / Lot	Interior
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	879175
Street Address	12904 E 41ST TER S
City	INDEPENDENCE
State	MO
Zip	64055-4516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY GARDENS LOT 14
Legal Subdivision	FAIRWAY GARDENS
Legal Block	1
Legal Lot Number	14
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1002
Census Tract	12400

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12904 E 41ST TER S, INDEPENDENCE, MO 64055-4516
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage COMMUNITYAMERICA CU
May 5, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Apr 1, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020
Deed Sale	Apr 1, 2020
Deed Document Number	2020E27125
Prior Transfer Date	Apr 13, 2016
Prior Transfer Doc	00E0033606
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12904 E 41ST TER S, INDEPENDENCE, MO 64055-4516
Document Number	0000E93897
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12904 E 41STTER S INDEPENDENCE MO 64055, INDEPENDENCE, MO 64055

Mortgage

Document Number	0000E93897
Date	Oct 9, 2020
Instrument	93897E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12904 E 41ST TER S, INDEPENDENCE, MO 64055-4516
Document Number	0000E48208
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12904 E 41ST TER S INDEPENDENCE MO 640554516, INDEPENDENCE, MO 64055-4516

Mortgage

Document Number	0000E48208
Date	Jun 10, 2020
Instrument	48208E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 9, 2045

Interest

Rate Type	Adjustable Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 1, 2020
Property Address	12904 E 41ST TER S, INDEPENDENCE, MO 64055-4516
Document Number	0000E27125
Instrument Date	Mar 30, 2020
Instrument	27125E
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 W 14TH ST #2203 KANSAS CITY MO 641052297, 2203, KANSAS CITY, MO 64105-2297

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,184 (-) Land $5,206 Building $30,978	$190,440 (-)
2025	$2,585.00 (+5.04%)	$36,184 (+1.85%) Land $5,206 Building $30,978	$190,440 (+1.85%)
2024	$2,461.00 (+2.33%)
2023	$2,405.00	$35,528 Land $3,165 Building $32,363	$186,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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