12904 Bismark Dr, Austin, TX 78748 Property Records

Travis County property record for 12904 Bismark Dr, Austin, TX 78748

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,256 sqft · built 2013
Lot Size	0.187 acres (8,137 sqft)
Owner	2 Individual Names on File
Last Sale	$56,300 (Jan 2014)
Tax Bill	$3,219 (2025)
Deeds & Mortgages	Sep 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0443280805`

Property Details

APN / Parcel Number

Primary APN	`0443280805`
Alternative APNs	`04432808050000` `797520`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	2,928 sqft
1st Floor Area	2,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,137 sqft (0.187 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	797520
Street Address	12904 BISMARK DR
City	AUSTIN
State	TX
Zip	78748-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 BLK F BRIDGES OF BEAR CREEK PHS 2 SEC 2
Legal Subdivision	BRIDGES OF BEAR CREEK PHS 2 SEC 2
Legal Block	F
Legal Lot Number	30
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	4
Census Block	4036
Census Tract	33300

Owner

12904 Bismark Dr is owned and occupied by two individuals who bought it in January 2014.

Source: Travis County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12904 BISMARK DR, AUSTIN, TX 78748-1009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2014 · Amount on File
Deed Sale	Jan 3, 2014 · Amount on File
Prior Sale	Aug 6, 2013 · Amount on File
Deed Document Number	2014528
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	12904 BISMARK DR, AUSTIN, TX 78748-1009
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12904 BISMARK DR, AUSTIN, TX 78748-1009

Mortgage

Document Number	0000107951
Date	Sep 20, 2023
Instrument	2023107951

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.79%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.7%

Tax Assessment & Valuation

The 2025 property tax bill for 12904 Bismark Dr was $3,219 with exemptions applied, down 7.3% from the year before.

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,219.00 (-7.26%) Homeowner's exemption Senior Citizen's exemption	$582,222 Land $75,000 Building $507,222	$582,222 Land $75,000 Building $507,222
2024	$3,471.00
2023		$638,212 Land $75,000 Building $563,212	$638,212 Land $75,000 Building $563,212
2022	$4,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12904 Bismark Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12904 Bismark Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20