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12904 88th Trce, Live Oak, FL 32060 Property Records

Suwannee County property record for 12904 88th Trce, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details1,988 sqft · built 2024
Lot Size0.998 acres (43,494 sqft)
OwnerIndividual Name on Record
Last Sale$16,000 (Jun 2022)
Tax Bill$275 (2024)
Deeds & MortgagesSep 2024 Mortgage
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN28-02S-13E-08257-040500

Property Details

APN / Parcel Number

Primary APN28-02S-13E-08257-040500
Alternative APN
  • 08257040500

Interior

Building Area1,988 sqft Living Area

Exterior

Year BuiltBuilt 2024
Lot Area43,494 sqft (0.998 acres)
Garage Area621 sqft
FenceFence

Location & Zoning

Account Number08257040500
Street Address12904 88TH TRCE
CityLIVE OAK
StateFL
Zip32060-0333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 1.01 ACRES LOT 50 SAVANNAH PLANTATION PHASE 4 ORB 2369 P 352-53 WD YR 2023
Legal Range13E
Legal Township02S
Legal Section28
Legal SubdivisionSAVANNAH PLANT PH 04
Legal Phase4
Legal Lot Number50
Legal Unit50
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1004
Census Tract970402

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12904 88TH TRCE, LIVE OAK, FL 32060-0333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2024Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL BANK
Jun 29, 2022Warranty Deed, Transfer
SUWANNEE VALLEY TITLE SERVICES INC, SUWANNEE VALLEY TTL SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2022 · Amount on Record
Deed SaleJun 29, 2022 · Amount on Record
Deed Document Number2022254488
Deed Book / Page2369 / 352
Record UpdatedJun 8, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address12904 88TH TRCE, LIVE OAK, FL 32060-0333
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12904 88TH TRCE, LIVE OAK, FL 32060-0333

Mortgage

Document Number0000283736
DateSep 18, 2024
Book Page2547/26
Instrument2024283736
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressMARIANNA, FL 32446
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateJun 29, 2022
Property Address12904 88TH TRCE, LIVE OAK, FL 32060-0333
Document Number0000254488
Book / Page2369 / 352
Map ReferenceMB 1 PG 512
Instrument DateJun 28, 2022
Instrument2022254488
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanySUWANNEE VALLEY TITLE SERVICES INC, SUWANNEE VALLEY TTL SVCS INC

Transaction

AmountAmount Recorded
Tax$112.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address127 HOWARD ST E, LIVE OAK, FL 32064-3206

Transferred To (Grantee/Buyer)

NameVerified Name
Address853 SE SAINT JOHNS ST, LAKE CITY, FL 32025-4660

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$240,080 (+1,295.81%) Land $17,200 Building $222,880$240,080 (+1,295.81%) Land $17,200 Building $222,880
2024$275.00 (-0.72%)
2023$277.00 (+5.32%)$17,200 (-) Land $17,200$17,200 (-) Land $17,200
2022$263.00$17,200$17,200 Land $17,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims8 (2012–2024)
Claims Outside the SFHA8 of 8
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Windstream
DSL		100 / 20

May also be available: Xfinity.

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