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12903 Waterloo Dr, Houston, TX 77045 Property Records

Harris County property record for 12903 Waterloo Dr, Houston, TX 77045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,140 sqft · built 1984
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on Record
Tax Bill$3,774 (2025)
Deeds & MortgagesNov 2021 Mortgage
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN115-210-036-0024

Property Details

APN / Parcel Number

Primary APN115-210-036-0024

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,140 sqft Living Area
1st Floor Area1,140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area7,492 sqft (0.172 acres)
View / LotNeighborhood
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1152100360024
Street Address12903 WATERLOO DR
CityHOUSTON
StateTX
Zip77045-3835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 24 BLK 36 GLEN IRIS SEC 5 AMENDED
Legal SubdivisionGLEN IRIS SEC 5 AMENDED
Legal Tract24
Legal Block36
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2000
Census Tract330101

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12903 WATERLOO DR, HOUSTON, TX 77045-3835
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Aug 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2000
Deed SaleApr 10, 2000
Prior SaleApr 5, 1999 · Amount on Record
Deed Document Number2000325644
Deed Book / Page53166 / 3560
Last Transfer DateAug 18, 2020
Transfer Doc0000383676
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address12903 WATERLOO DR, HOUSTON, TX 77045-3835
Transaction TypeMortgage
Record UpdatedNov 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021666649
DateNov 19, 2021
Instrument2021-666649
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARRIS TX
Recording DateAug 20, 2020
Property Address12903 WATERLOO DR, HOUSTON, TX 77045-3835
Document Number0000383676
Instrument DateAug 18, 2020
Instrument383676
Transaction TypeTransfer
Record UpdatedAug 27, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address12903 WATERLOO DR HOUSTON TX 770453835, HOUSTON, TX 77045-3835

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,596 (-) Land $49,268 Building $128,328$177,596 (-) Land $49,268 Building $128,328
2025$3,774.00 (+1.59%)$177,596 (+6.11%) Land $49,268 Building $128,328$177,596 (+6.11%) Land $49,268 Building $128,328
2024$3,715.00 (+10.17%)
2023$167,374 Land $32,845 Building $134,529$167,374 Land $32,845 Building $134,529
2022$3,372.00 (+31.87%)
2020$2,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

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