12903 River Oak Pl, Laurel, MD 20708 Property Records

Prince George's County property record for 12903 River Oak Pl, Laurel, MD 20708

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,062 sqft · built 1978
Lot Size	0.236 acres (10,296 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Jun 2023)
Tax Bill	$4,339 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-1105790`

Property Details

APN / Parcel Number

Primary APN	`10-1105790`
Alternative APN	`1105790`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,062 sqft Total Area
1st Floor Area	1,382 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,296 sqft (0.236 acres)
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1105790
Street Address	12903 RIVER OAK PL
City	LAUREL
State	MD
Zip	20708-2349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF95
Legal Description	PLAT ONE
Legal Subdivision	MONTPELIER FOREST 01
Legal Block	D
Legal Lot Number	39
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	10, LAUREL
Census Block Group	3
Census Block	3000
Census Tract	800218

Owner

Source: Prince George's County records, as of October 20, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	12903 RIVER OAK PL, LAUREL, MD 20708-2349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
May 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Mar 30, 2010 · Amount on Record
Deed Document Number	0048948441
Deed Book / Page	48948 / 441
Record Updated	Jun 7, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Jun 28, 2023
Property Address	12903 RIVER OAK PL, LAUREL, MD 20708-2349
Document Number	0489480441
Book / Page	48948 / 441
Map Reference	MB NLP 95 PL 4
Instrument Date	May 25, 2023
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12903 RIVER OAK PL, LAUREL, MD 20708-2349

Mortgage

Document Number	0048948448
Date	Jun 28, 2023
Instrument	48948/448

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12903 RIVER OAK PL, LAUREL, MD 20708-2349
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DUPONT TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0395180169
Date	May 8, 2017
Book Page	39518/169
Instrument	39518-169

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,339.00 (+11.06%) Homeowner's exemption	$390,233 (+11.05%)	$467,900 (+33.15%) Land $126,200 Building $341,700
2022	$3,907.00 Homeowner's exemption	$351,400 Land $101,200 Building $250,200	$351,400 Land $101,200 Building $250,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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