12903 E Sinto Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 12903 E Sinto Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,994 sqft · built 1967
Lot Size	0.309 acres (13,440 sqft)
Owner	2 Individual Names on File
Last Sale	$267,000 (Mar 2018)
Tax Bill	$4,040 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`45152.0218`

Property Details

APN / Parcel Number

Primary APN	`45152.0218`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,994 sqft Living Area
Gross Area	2,626 sqft
1st Floor Area	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,440 sqft (0.309 acres)
Lot Dimensions	140 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12903 E SINTO AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OPPORTUNITY-OWENS TR 1 & 2 ALL L8; W16FT OF L9 B2
Legal Range	44E
Legal Township	25N
Legal Section	15
Legal Subdivision	OWENS
Legal Tract	1
Legal Block	2
Legal Lot Number	8,9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1009
Census Tract	11800

Owner

12903 E Sinto Ave is owned by two individuals who bought it in March 2018.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	WA
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK
Nov 19, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 3, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 22, 2018	Warranty Deed, Transfer · VA Mortgage ACCESS CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2018 · Amount on File
Deed Sale	Mar 22, 2018 · Amount on File
Prior Sale	Apr 30, 2013 · Amount on File
Deed Document Number	20186693029
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12903 E SINTO AVE, SPOKANE VALLEY, WA 99216-1060
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007332268
Date	Feb 8, 2024
Instrument	7332268

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12903 E SINTO AVE, SPOKANE VALLEY, WA 99216-1060
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007090617
Date	Jun 22, 2021
Instrument	7090617

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12903 E SINTO AVE, SPOKANE VALLEY, WA 99216-1060
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007135923
Date	Oct 8, 2021
Instrument	7135923

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12903 E SINTO AVE, SPOKANE VALLEY, WA 99216-1060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006865550
Date	Nov 19, 2019
Instrument	6865550

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Apr 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12903 E SINTO AVE, SPOKANE VALLEY, WA 99216-1060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006963957
Date	Sep 3, 2020
Instrument	6963957

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 22, 2018
Property Address	12903 E SINTO AVE, SPOKANE VALLEY, WA 99216-1060
Document Number	0006693029
Instrument Date	Mar 21, 2018
Instrument	6693029
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	INLAND PROF TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,277.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12903 E SINTO AVE SPOKANE VALLEY WA 992161060, SPOKANE VALLEY, WA 99216-1060

Mortgage

Document Number	6693030
Date	Mar 22, 2018
Instrument	6693030

Lender

Name	ACCESS CAP
Type	Funding / Finance Company
Address	PHOENIX, AZ 85012

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 12903 E Sinto Ave was $4,040, up 6.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,040.00 (+6.6%)	$400,900 (+6.06%) Land $90,000 Building $310,900	$400,900 (+6.06%) Land $90,000 Building $310,900
2025	$3,790.00	$378,000 (-5.33%) Land $80,000 Building $298,000	$378,000 (-5.33%) Land $80,000 Building $298,000
2024		$399,300 (+39.86%) Land $60,000 Building $339,300	$399,300 (+39.86%) Land $60,000 Building $339,300
2023	$3,816.00 (+14.42%)	$285,500 Land $44,000 Building $241,500	$285,500 Land $44,000 Building $241,500
2022	$3,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12903 E Sinto Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12903 E Sinto Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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