12903 E 77th St N, Owasso, OK 74055 Property Records

Tulsa County property record for 12903 E 77th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,407 sqft · built 1991
Lot Size	0.226 acres (9,845 sqft)
Owner	Individual Name on File
Last Sale	$129,500 (Jul 2015)
Tax Bill	$2,174 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61052-14-28-44520`

Property Details

APN / Parcel Number

Primary APN	`61052-14-28-44520`
Alternative APN	`R61052142844520`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,407 sqft Living Area
Basement Area	1,198 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,845 sqft (0.226 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61052142844520
Street Address	12903 E 77TH ST N
City	OWASSO
State	OK
Zip	74055-7197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 1 BLK 1
Legal Range	14E
Legal Township	21N
Legal Section	28
Legal Quarter	SW
Legal Subdivision	COPPER MEADOWS II
Legal Block	1
Legal Lot Number	1
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	1
Census Block	1006
Census Tract	5813

Owner

12903 E 77th St N is owned and occupied by an individual who bought it in July 2015.

Source: Tulsa County records, as of January 14, 2026

Owner of Record	Individual Name on File
Mailing Address	12903 E 77TH ST N, OWASSO, OK 74055-7197
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2015 · Amount on File
Deed Sale	Jul 16, 2015 · Amount on File
Prior Sale	Jun 9, 2000 · Amount on File
Deed Document Number	00059736
Deed Book / Page	6375 / 2631
Prior Transfer Date	Mar 27, 2015
Prior Transfer Doc	2015024792
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	12903 E 77TH ST N, OWASSO, OK 74055-7197
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144665
Date	Dec 9, 2021
Instrument	2021144665

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	12903 E 77TH ST N, OWASSO, OK 74055-7197
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116715
Date	Nov 24, 2020
Instrument	2020116715

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12903 E 77th St N was $2,174 with a homeowner's exemption.

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,174.00 Homeowner's exemption	$19,902 Land $1,388 Building $18,514	$279,600 Land $19,500 Building $260,100
2023	$2,043.00 (+3.18%)	$18,702 (+3.17%) Land $1,305 Building $17,397	$279,449 (+39.81%) Land $19,500 Building $259,949
2022	$1,980.00 Homeowner's exemption	$18,128 Land $1,768 Building $16,360	$199,873 Land $19,500 Building $180,373

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12903 E 77th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12903 E 77th St N is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS CO RWD # 3 LAKE PLANT serves 10,470 people · EPA ID OK1021513
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids resolved · Apr 2023
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: The Junction Internet.

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