Kendall County property record for 12903 Cypress Ln, Plainfield, IL 60585
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,773 sqft · built 2015 |
| Lot Size | 0.172 acres (7,510 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Jan 2026) |
| Tax Bill | $9,258 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-36-182-043 |
| Primary APN | 03-36-182-043 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,773 sqft Living Area |
| Gross Area | 2,950 sqft |
| 1st Floor Area | 1,773 sqft |
| Basement Area | 767 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Tile |
| Lot Area | 7,510 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 12903 CYPRESS LN |
|---|---|
| City | PLAINFIELD |
| State | IL |
| Zip | 60585-2987 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 59.45 LT 42 GRANDE PARK NEIGHBORHOOD 12, VILLAGE OF PLAINFIELD |
| Legal Subdivision | GRANDE PARK NEIGHBORHOOD |
| Legal Lot Number | 42 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 890105 |
12903 Cypress Ln is owned and occupied by two individuals who bought it in January 2026.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12903 CYPRESS LN, PLAINFIELD, IL 60585-2987 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on File |
| Deed Sale | Jan 6, 2026 · Amount on File |
| Prior Sale | Sep 30, 2015 · Amount on File |
| Deed Document Number | 2026180 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 12903 CYPRESS LN, PLAINFIELD, IL 60585-2987 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | HOME TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 207 MEADOW WOOD DR, JOLIET, IL 60431-4809 |
| Document Number | 0000000181 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 202600000181 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate | 5.55% |
|---|
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Plainfield Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $123,780 Land $24,081 Building $99,699 | $371,340 Land $72,243 Building $299,097 | |
| 2024 | $9,258.00 | ||
| 2022 | $97,490 Land $18,966 Building $78,524 | $292,470 Land $56,898 Building $235,572 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12903 Cypress Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12903 Cypress Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLAINFIELD serves 50,000 people · EPA ID IL1970800 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-WEST SUBURBAN |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
May also be available: T-Mobile, Verizon.
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