San Diego County property record for 12903 Creek Park Dr, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,875 sqft · built 1981 |
| Lot Size | 0.79 acres (3,453 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $182,000 (Jul 1990) |
| Tax Bill | $3,806 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 317-770-01-00 |
| Primary APN | 317-770-01-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,875 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 3,453 sqft (0.79 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12903 CREEK PARK DR |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-5762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LOT 1 TR 009323 |
| Legal Subdivision | SAN DIEGO COUNTY TRACT #3815-1 |
| Legal Tract | 009323 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17048 |
12903 Creek Park Dr is owned by two individuals who acquired it in May 1994.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 398 RIO RICO DR, RIO RICO, AZ 85648-3519 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 1990 · Amount on File |
| Deed Sale | Jul 27, 1990 · Amount on File |
| Prior Sale | May 27, 1983 · Amount on File |
| Deed Document Number | 1990410378 |
| Last Transfer Date | May 20, 1994 |
| Transfer Doc | 0000341331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12903 CREEK PARK DR, POWAY, CA 92064-5762 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000192979 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 2017-0192979 |
| Name | POINT LOMA CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Apr 26, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | Prime Rate |
| Max Rate | 6% |
The 2025 property tax bill for 12903 Creek Park Dr was $3,806.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $334,793 (+2%) Land $135,337 Building $199,456 | |
| 2025 | $3,806.00 | $328,230 Land $132,684 Building $195,546 |
| 2023 | $3,629.00 (+1.65%) | $315,486 Land $127,533 Building $187,953 |
| 2022 | $3,570.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12903 Creek Park Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12903 Creek Park Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POWAY serves 49,888 people · EPA ID CA3710015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, GeoLinks, San Diego Broadband, T-Mobile.
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