Pinellas County property record for 12903 124th Ave, Largo, FL 33774
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,360 sqft · built 1978 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Nov 2017) |
| Tax Bill | $2,883 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-6893-4 |
| Primary APN | C62-000-749-6893-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| Gross Area | 2,127 sqft |
| 1st Floor Area | 1,360 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 267 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R90381 |
|---|---|
| Street Address | 12903 124TH AVE |
| City | LARGO |
| State | FL |
| Zip | 33774-3504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | GREGG MANOR LOT 11 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 8 |
| Legal Subdivision | GREGG MANOR |
| Legal Tract | 33561 |
| Legal Lot Number | 11 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 25207 |
Source: Pinellas County records · APN C62-000-749-6893-4
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12903 124TH AVE, LARGO, FL 33774-3504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 08, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING |
| Apr 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 28, 2017 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2017 · Amount on Record |
| Deed Sale | Nov 28, 2017 · Amount on Record |
| Deed Document Number | 2017360716 |
| Deed Book / Page | 19854 / 598 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 08, 2026 |
| Property Address | 12903 124TH AVE, LARGO, FL 33774-3504 |
| Document Number | 0000125089 |
| Book / Page | 23551 / 2637 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026125089 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 12903 124TH AVE, LARGO, FL 33774-3504 |
| Document Number | 0000125089, |
|---|---|
| Date | May 08, 2026 |
| Book Page | 23551/2637 |
| Instrument | 2026125089 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 20, 2046 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12903 124TH AVE, LARGO, FL 33774-3504 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0220091260 |
|---|---|
| Date | Apr 07, 2022 |
| Book Page | 22009/1260 |
| Instrument | 2022109095 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12903 124TH AVE, LARGO, FL 33774-3504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0212511801 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 21251/1801 |
| Instrument | 2020340351 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 28, 2017 |
| Property Address | 12903 124TH AVE, LARGO, FL 33774-3504 |
| Document Number | 0198540598 |
| Book / Page | 019854 / 000598 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 360716 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12903 124TH AVE LARGO FL 337743504, LARGO, FL 33774-3504 |
| Document Number | 198540600 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 019854/000600 |
| Instrument | 360717 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2047 |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,883.00 (+8.18%) Homeowner's exemption | $194,052 (+5.99%) | $310,921 (+27.77%) Land $114,418 Building $196,503 |
| 2023 | $2,665.00 (+3.33%) Homeowner's exemption | $183,090 (+3%) | $243,350 (+11.02%) Land $124,231 Building $119,119 |
| 2022 | $2,579.00 Homeowner's exemption | $177,757 | $219,202 Land $123,140 Building $96,062 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2016–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · Hurricane Eta |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
Based on FCC filings for 385 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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