12902 Waters Edge Pl, Houston, TX 77041 Property Records

Harris County property record for 12902 Waters Edge Pl, Houston, TX 77041

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,966 sqft · built 1999
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Trust Names on File
Last Sale	$498,800 (Oct 2012)
Tax Bill	$14,196 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-053-001-0005`

Property Details

APN / Parcel Number

Primary APN	`120-053-001-0005`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,966 sqft Living Area
1st Floor Area	2,475 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,759 sqft (0.247 acres)
View / Lot	Primary
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1200530010005
Street Address	12902 WATERS EDGE PL
City	HOUSTON
State	TX
Zip	77041-7641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 1 LAKES ON ELDRIDGE SEC 20
Legal Subdivision	LAKES ON ELDRIDGE SEC 20
Legal Block	1
Legal Lot Number	5
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3019
Census Tract	540101

Owner

12902 Waters Edge Pl is owner-occupied and held in a trust since June 2024.

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	12902 WATERS EDGE PL, HOUSTON, TX 77041-7641
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage BETTER MTG CORP ISAOA
Jun 15, 2017	Deed of Trust, Mortgage GOODMORTGAGE.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2012 · Amount on File
Deed Sale	Oct 4, 2012 · Amount on File
Prior Sale	Jan 18, 2000 · Amount on File
Deed Document Number	2012461921
Last Transfer Date	Jun 13, 2024
Transfer Doc	0000226746
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12902 WATERS EDGE PL, HOUSTON, TX 77041-7641
Document Number	0000593012
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	TRADITION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12902 WATERS EDGE PL HOUSTON TX 770417641, HOUSTON, TX 77041-7641

Mortgage

Document Number	0000593012
Date	Dec 3, 2020
Instrument	593012

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 2, 2035

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12902 WATERS EDGE PL, HOUSTON, TX 77041-7641
Document Number	0000273814
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017
Title Company	TRADITION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12902 WATERS EDGE PL HOUSTON TX 770417641, HOUSTON, TX 77041-7641

Mortgage

Document Number	0000273814
Date	Jun 20, 2017
Instrument	273814

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	TYSONS CORNER, VA 22182

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 12902 Waters Edge Pl was $14,196 with a homeowner's exemption, up 287.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,000 (+0.22%) Land $135,145 Building $524,855	$660,000 (+0.22%) Land $135,145 Building $524,855
2025	$14,196.00 (+287.45%)	$658,576 Land $135,145 Building $523,431	$658,576 Land $135,145 Building $523,431
2024	$3,664.00
2023		$683,500 Land $135,145 Building $548,355	$683,500 Land $135,145 Building $548,355
2022	$3,048.00
2020	$2,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12902 Waters Edge Pl in Zone X, an area of minimal flood risk, though there have been 80 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 381 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	381 in force
Nearby Flood Claims	80 (2008–2017)
Claims Outside the SFHA	75 of 80
Most Recent Claim	Sep 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Sep 2017 · 77 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12902 Waters Edge Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 341 serves 2,421 people · EPA ID TX1012917
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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