12902 River Ridge Pl, Laurel, MD 20708 Property Records

Prince George's County property record for 12902 River Ridge Pl, Laurel, MD 20708

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,032 sqft · built 1978
Lot Size	0.243 acres (10,628 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Aug 2022)
Tax Bill	$4,438 (2023)
Deeds & Mortgages	Mar 2024 Transfer Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-1105766`

Property Details

APN / Parcel Number

Primary APN	`10-1105766`
Alternative APN	`1105766`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,032 sqft Total Area
1st Floor Area	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,628 sqft (0.243 acres)
Garage Type	Basement
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1105766
Street Address	12902 RIVER RIDGE PL
City	LAUREL
State	MD
Zip	20708-2351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF95
Legal Description	MONTPELIER FOREST
Legal Subdivision	MONTPELIER FOREST 01
Legal Block	D
Legal Lot Number	36
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	10, LAUREL
Census Block Group	3
Census Block	3000
Census Tract	800218

Owner

Source: Prince George's County records, as of March 20, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12902 RIVER RIDGE PL, LAUREL, MD 20708-2351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Intrafamily Transfer, Transfer
Aug 29, 2022	Deed, Transfer · VA Mortgage NAVY FCU
Feb 25, 2020	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Aug 29, 2022 · Amount on Record
Deed Document Number	0480820464
Deed Book / Page	48082 / 464
Last Transfer Date	Mar 4, 2024
Transfer Doc	0496160524
Record Updated	Jun 7, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Mar 4, 2024
Property Address	12902 RIVER RIDGE PL, LAUREL, MD 20708-2351
Document Number	0496160524
Book / Page	49616 / 524
Instrument Date	Feb 8, 2024
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12902 RIVER RIDGE PL, LAUREL, MD 20708-2351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12902 RIVER RIDGE PL, LAUREL, MD 20708-2351

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Aug 29, 2022
Property Address	12902 RIVER RIDGE PL, LAUREL, MD 20708-2351
Document Number	0480820464
Book / Page	48082 / 464
Map Reference	MB NLP 95 PL 4
Instrument Date	Aug 17, 2022
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	TUMKEY TITLE LLC, TURNKEY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$9,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12902 RIVER RIDGE PL, LAUREL, MD 20708-2351
Investor	Possibly a Property Investor

Mortgage

Document Number	0048082470
Date	Aug 29, 2022
Instrument	48082/470

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Feb 25, 2020
Property Address	12902 RIVER RIDGE PL, LAUREL, MD 20708-2351
Document Number	0432130376
Book / Page	043213 / 000376
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	12902 RIVER RIDGE PL LAUREL MD 207082351, LAUREL, MD 20708-2351

Mortgage

Document Number	432130382
Date	Feb 25, 2020
Book Page	043213/000382

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,438.00 Homeowner's exemption	$399,133	$482,800 Land $126,300 Building $356,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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