12902 Pecan Ter, Midlothian, VA 23112 Property Records

Chesterfield County property record for 12902 Pecan Ter, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,631 sqft · built 1987
Lot Size	0.581 acres (25,308 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Jun 2016)
Tax Bill	$3,116 (2026)
Deeds & Mortgages	May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`732-68-09-49-500-000`

Property Details

APN / Parcel Number

Primary APN	`732-68-09-49-500-000`
Alternative APNs	`062010901000031` `380983001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,631 sqft Finished Area
1st Floor Area	581 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Wood Shingle
Lot Area	25,308 sqft (0.581 acres)
View / Lot	Cul-de-sac

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	424 sqft
Patio Area	424 sqft
Balcony Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	380983001
Street Address	12902 PECAN TER
City	MIDLOTHIAN
State	VA
Zip	23112-4808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	NUTTREE L 31 SEC 1
Legal Subdivision	NUTTREE
Legal Lot Number	31
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	4
Census Block	4003
Census Tract	100912

Owner

12902 Pecan Ter is owned and occupied by an individual who bought it in June 2016.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	12902 PECAN TER, MIDLOTHIAN, VA 23112-4808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2016 · Amount on File
Deed Sale	Jun 20, 2016 · Amount on File
Prior Sale	May 27, 2005 · Amount on File
Deed Document Number	201622344
Deed Book / Page	11261 / 460
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12902 PECAN TER, MIDLOTHIAN, VA 23112-4808
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013420-186
Date	May 17, 2021
Book Page	13420/186
Instrument	2021032233

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

The 2026 property tax bill for 12902 Pecan Ter was $3,116.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,116.00	$347,400 (+4.58%) Land $85,000 Building $262,400	$347,400 (+4.58%) Land $85,000 Building $262,400
2025		$332,200 Land $80,000 Building $252,200	$332,200 Land $80,000 Building $252,200
2023	$2,532.00	$275,600 Land $74,000 Building $201,600	$275,600 Land $74,000 Building $201,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12902 Pecan Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12902 Pecan Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20