12902 E 86th St N, Owasso, OK 74055 Property Records

Tulsa County property record for 12902 E 86th St N, Owasso, OK 74055

Property Summary

Property TypeConvenience Store
Details4,514 sqft · built 2010
Lot Size1.02 acres (44,780 sqft)
OwnerCompany Name on Record
Last Sale$950,000 (Dec 2010)
Tax Bill$22,847 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Apr 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN61332-14-28-60930

Property Details

APN / Parcel Number

Primary APN61332-14-28-60930
Alternative APN
  • R61332142860930

Interior

Stories1 Story
Building Area4,514 sqft Total Area

Exterior

Year BuiltBuilt 2010
Construction TypeMasonry / Concrete Block
Lot Area44,780 sqft (1.02 acres)
Canopy5,160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR61332142860930
Street Address12902 E 86TH ST N
CityOWASSO
StateOK
Zip74055-8701
Property CategoryCommercial
Property TypeCommercial > Retail > Convenience Store
Local Zoning CodeCS
Legal DescriptionPRT LT 1 BEG NWC LT 1 TH E36.07 S200 W36.07 N200 POB & ALL LT 5 BLK 1
Legal Range14E
Legal Township21N
Legal Section28
Legal QuarterNW
Legal SubdivisionROC OWASSO
Legal Block1
Legal Lot Number1,5
JurisdictionTULSA OK
Township / Civil DivisionTULSA
Census Block Group1
Census Block1001
Census Tract5813

Owner

Source: Tulsa County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 3475, TULSA, OK 74101-3475
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2019Deed of Trust, Mortgage · Line of Credit
ARVEST BANK
Apr 20, 2018Loan Modification, Mortgage
OKLAHOMA CTRL CU
Apr 20, 2018Loan Modification, Mortgage
OKLAHOMA CTRL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2010 · Amount on Record
Deed SaleDec 28, 2010 · Amount on Record
Prior SaleJun 17, 1998
Deed Document Number98065506
Deed Book / Page0000006066 / 0000002817
Prior Transfer DateSep 4, 1998
Prior Transfer Doc98099190
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULSA OK
Property Address12902 E 86TH ST N, OWASSO, OK 74055-8701
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061628
DateJul 12, 2019
Instrument2019061628
Lender
NameARVEST BANK
TypeBank
AddressTULSA, OK 74103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 15, 2029

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTULSA OK
Property Address12902 E 86TH ST N, OWASSO, OK 74055-8701
Document Number0000057058
Instrument DateApr 20, 2018
Transaction TypeMortgage
Record UpdatedJul 6, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000057058
DateJun 25, 2018
Instrument57058
Lender
NameOKLAHOMA CTRL CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term120 Months
DueJun 24, 2028

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTULSA OK
Property Address12902 E 86TH ST N, OWASSO, OK 74055-8701
Document Number0000057058
Instrument DateApr 20, 2018
Transaction TypeMortgage
Record UpdatedDec 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000057058
DateJun 25, 2018
Instrument57058
Lender
NameOKLAHOMA CTRL CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term120 Months
DueJun 24, 2028

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyTulsa County
MunicipalityOwasso City
Unified School DistrictOwasso Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,847.00 (+10.25%)$209,089 (+10.25%) Land $45,170 Building $163,919$2,901,900 (+42.86%) Land $626,900 Building $2,275,000
2023$20,723.00 (+5%)$189,650 (+5%) Land $58,530 Building $131,120$2,031,300 (-) Land $626,900 Building $1,404,400
2022$19,736.00$180,619 Land $55,743 Building $124,876$2,031,300 Land $626,900 Building $1,404,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOWASSO
serves 23,000 people · EPA ID OK3007218
Water SourcePurchased surface water from TULSA
Last State InspectionSep 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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